285 Cotton Gin Ln, Saltillo, MS 38866 Property Records

Lee County property record for 285 Cotton Gin Ln, Saltillo, MS 38866

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,472 sqft · built 2004
Lot Size0.66 acres (28,756 sqft)
Owner2 Individual Names on Record
Last Sale$191,000 (Oct 2004)
Tax Bill$2,792 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN047U-35-010-54

Property Details

APN / Parcel Number

Primary APN047U-35-010-54
Alternative APNs
  • 043213
  • 43213

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,472 sqft Heated Area
Gross Area2,891 sqft
1st Floor Area2,472 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,756 sqft (0.66 acres)
Lot Dimensions158 ft deep x 182 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number043213
Old Parcel Number047U-35-010-54
Street Address285 COTTON GIN LN
CitySALTILLO
StateMS
Zip38866-7168
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 LOT 88
Legal Range05E
Legal Township08S
Legal Section35
Legal SubdivisionGARDEN PARK ESTATES
Legal Lot Number88
JurisdictionLEE MS
Township / Civil Division2
Census Block Group1
Census Block1022
Census Tract950203

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address285 COTTON GIN LN, SALTILLO, MS 38866-7168
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2004 · Amount on Record
Deed SaleOct 6, 2004 · Amount on Record
Deed Document Number0000417389
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address285 COTTON GIN LN, SALTILLO, MS 38866-7168
Transaction TypeMortgage
Record UpdatedJan 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 COTTON GIN LN, SALTILLO, MS 38866-7168

Mortgage

Document Number2019000728
DateJan 17, 2019
Instrument2019000728
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term59 Months
DueDec 26, 2023

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,792.00 (+9.75%) Homeowner's exemption$25,907 (+9.24%)$259,070 (+9.24%) Land $45,000 Building $214,070
2023$2,544.00 Homeowner's exemption$23,716$237,160 Land $45,000 Building $192,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cotton Gin Ln

Nearby Streets

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