Franklin County property record for 285 Cottage St, Saint Clair, MO 63077 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1900 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-022-378.100 |
| Primary APN | 22-7-36.0-2-022-378.100 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Street Address | 285 COTTAGE ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:8-10 MAPLE HEIGHTS ADDN |
| Legal Range | 01W |
| Legal Township | 42 |
| Legal Section | 36 |
| Legal Quarter | NW |
| Legal Subdivision | MAPLE HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 8-10 10 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 800903 |
Source: Franklin County records · APN 22-7-36.0-2-022-378.100
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 285 COTTAGE ST, SAINT CLAIR, MO 63077-1407 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2010 |
| Deed Sale | Oct 04, 2010 |
| Prior Sale | Oct 04, 2010 |
| Deed Document Number | 0000016228 |
| Last Transfer Date | Oct 09, 2012 |
| Transfer Doc | 0000018039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 285 COTTAGE ST, SAINT CLAIR, MO 63077-1407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002303988 |
|---|---|
| Date | Apr 05, 2023 |
| Instrument | 2303988 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 (+5.98%) | $17,110 (-1.98%) | $90,050 (-1.98%) Land $18,820 Building $71,230 |
| 2023 | $1,087.00 (+14.42%) | $17,456 | $91,870 Land $18,820 Building $73,050 |
| 2022 | $950.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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