285 Cook Rd, Du Bois, PA 15801 Property Records

Clearfield County property record for 285 Cook Rd, Du Bois, PA 15801

Property Summary

Property Type	Single Family Home
Details	built 1980
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (May 2022)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2012 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C04-000-00156`

Property Details

APN / Parcel Number

Primary APN	`C04-000-00156`
Alternative APNs	`1280C0400000156` `0070C0400000156` `128033845` `007033845`

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	23,522 sqft (0.54 acres)

Location & Zoning

Account Number	007033845
Old Parcel Number	1280C0400000156
Street Address	285 COOK RD
City	DU BOIS
State	PA
Zip	15801-5605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & 0.54 A
Jurisdiction	CLEARFIELD PA
Township / Civil Division	SANDY
Census Block Group	4
Census Block	4032
Census Tract	330100

Owner

285 Cook Rd is owned and occupied by an individual who bought it in May 2022.

Source: Clearfield County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	285 COOK RD, DU BOIS, PA 15801-5605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage S & T BANK
Mar 20, 2012	Deed of Trust, Mortgage FIRST COMMONWEALTH BANK
Feb 10, 2026	Intrafamily Transfer, Transfer
May 25, 2022	Deed, Transfer · Conventional Mortgage INFIRST BNK
Jun 25, 2012	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH HOME MORTGAGE LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Jun 25, 2012 · Amount on File
Deed Document Number	20226999
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	285 COOK RD, DU BOIS, PA 15801-5605
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201914004
Date	Oct 18, 2019
Instrument	201914004

Lender

Name	S & T BANK
Type	Bank
Address	DU BOIS, PA 15801

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	285 COOK RD, DU BOIS, PA 15801-5605
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201203470
Date	Mar 20, 2012
Instrument	201203470

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	DU BOIS, PA 15801

Agreement

Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2027

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEARFIELD PA
Recording Date	Feb 10, 2026
Property Address	285 COOK RD, DU BOIS, PA 15801-5605
Document Number	0202601499
Map Reference	DOC 200413684
Instrument Date	Feb 3, 2026
Instrument	202601499
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1538 SHAMOKIN TRL, LUTHERSBURG, PA 15848-1224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COOK RD, DUBOIS, PA 15801-5605

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	May 25, 2022
Property Address	285 COOK RD, DU BOIS, PA 15801-5605
Document Number	0202206999
Instrument Date	May 23, 2022
Instrument	202206999
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	KEY SETTLEMENT SERVICES LLC, KEY SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 COOK RD, DU BOIS, PA 15801-5605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 TREASURE LK, DU BOIS, PA 15801-9024

Mortgage

Document Number	0202207000
Date	May 25, 2022
Instrument	202207000

Lender

Name	INFIRST BNK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2042
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

June 2012: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Jun 25, 2012
Property Address	285 COOK RD, DU BOIS, PA 15801-5605
Document Number	0201208628
Instrument Date	Jun 22, 2012
Instrument	201208628
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,352.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 COOK RD, DUBOIS, PA 15801-5605

Mortgage

Document Number	0201208629
Date	Jun 25, 2012
Instrument	201208629

Lender

Name	FIRST COMMONWEALTH HOME MORTGAGE LL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 285 Cook Rd was $1,840, up 3.4% from the year before.

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
County Subdivision	Sandy Township
Unified School District	DuBois Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (+3.43%)	$24,400 (-) Land $4,450 Building $19,950
2025	$1,779.00 (+483.28%)	$24,400 (+1%) Land $4,450 Building $19,950
2024	$305.00	$12,200 (-) Land $2,225 Building $9,975
2023	$305.00	$12,200 Land $2,225 Building $9,975
1987			$97,600 Land $17,800 Building $79,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Cook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 29, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Cook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cook Rd

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