285 College Ter, Barlow, KY 42024 Property Records

Ballard County property record for 285 College Ter, Barlow, KY 42024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1948
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$203,000 (May 2026)
Tax Bill	$1,822 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22A-11A-34`

Property Details

APN / Parcel Number

Primary APN	`22A-11A-34`
Alternative APN	`5215`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	100 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	720 sqft
Driveway	Concrete Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	285 COLLEGE TER
City	BARLOW
State	KY
Zip	42024-9581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MORGAN PLACE
Jurisdiction	BALLARD KY
Township / Civil Division	BARLOW
Census Block Group	1
Census Block	1125
Census Tract	950200

Owner

Source: Ballard County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	285 COLLEGE TER, BARLOW, KY 42024-9581
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
May 12, 2026	Warranty Deed, Transfer · Conventional Mortgage SWIFT HOME LOANS INC
Mar 25, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Jan 5, 2024	Warranty Deed, Subdivision Related Transfer HOME TEAM TITLE, HOME TEAM TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2026 · Amount on Record
Deed Sale	May 12, 2026 · Amount on Record
Prior Sale	Mar 25, 2024 · Amount on Record
Deed Book / Page	143 / 515
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALLARD KY
Property Address	285 COLLEGE TER, BARLOW, KY 42024-9581
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COLLEGE TER, BARLOW, KY 42024-9581

Mortgage

Document Number	0000134/42
Date	Mar 25, 2024
Book Page	134/42
Instrument	528911

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	1231 LOUISVILLE RD, FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	May 12, 2026
Property Address	285 COLLEGE TER, BARLOW, KY 42024-9581
Document Number	0143000515
Book / Page	143 / 515
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$20,503.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COLLEGE TER, BARLOW, KY 42024-9581

Mortgage

Document Number	0148000156,
Date	May 12, 2026
Book Page	148/156

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Mar 25, 2024
Property Address	285 COLLEGE TER, BARLOW, KY 42024-9581
Document Number	0000136/32
Book / Page	136 / 32
Map Reference	MB B PG 45
Instrument Date	Mar 15, 2024
Instrument	523909
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 FOUNTAIN AVE, PADUCAH, KY 42001-2771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COLLEGE TER, BARLOW, KY 42024-9581

Mortgage

Document Number	0000134/26
Date	Mar 25, 2024
Book Page	134/26
Instrument	528910

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	16253 SWINGLEY RIDGE RD STE 200, CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

January 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALLARD KY
Recording Date	Jan 5, 2024
Property Address	285 COLLEGE TER, BARLOW, KY 42024-9581
Document Number	0000136/32
Book / Page	136 / 32
Map Reference	MB B PG 45
Instrument	528909
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026
Title Company	HOME TEAM TITLE, HOME TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 FOUNTAIN AVE, PADUCAH, KY 42001-2771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COLLEGE TER, BARLOW, KY 42024-9581

Tax Assessment & Valuation

Source: Ballard County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Ballard County
Municipality	Barlow City
Unified School District	Ballard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,822.00 (+285.2%)	$179,900 (+291.09%)	$179,900 (+291.09%)
2023	$473.00 Additional exemption filed	$46,000	$46,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARLOW WATER SYSTEM serves 1,040 people · EPA ID KY0040020
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ballard Rural Telephone Cooperative Fiber	1,000 / 1,000
Zito Media Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on College Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures