285 Co Rd 382, Centre, AL 35960 Property Records

Cherokee County property record for 285 Co Rd 382, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,600 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Dec 2025)
Tax Bill	$1,329 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-17-01-01-0-000-057.003`

Property Details

APN / Parcel Number

Primary APN	`13-17-01-01-0-000-057.003`
Alternative APNs	`ALT APN:1701010000057003` `205798` `220590`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,600 sqft Living Area
1st Floor Area	1,954 sqft
Upper Floors Area	646 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	518 sqft
Deck Area	416 sqft

Location & Zoning

Account Number	220590
Street Address	285 COUNTY ROAD 382
City	CENTRE
State	AL
Zip	35960-7806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT TR 6, JOHN ELLIS LANDS, PB 9 PG 65 COM SW COR TR 6;N 347'TO POB;N 173';E 185.5';S 173';W 186'TO POB
Legal Range	09E
Legal Township	11S
Legal Section	01
Legal Subdivision	JOHN L ELLIS PROPERTY
Legal Tract	6
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	3
Census Block	3052
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Sep 30, 2024	Survivorship Deed, Transfer · Conventional Mortgage FIRST SOUTHERN STATE BANK
Jul 11, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Document Number	2025241692
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 16, 2025
Property Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806
Document Number	0000241692
Instrument Date	Dec 12, 2025
Instrument	241692
Transaction Type	Transfer
Record Updated	Jan 8, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806

Mortgage

Document Number	0000241693
Date	Dec 16, 2025
Instrument	241693

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2024: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 30, 2024
Property Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806
Document Number	0000235797
Instrument Date	Sep 5, 2024
Instrument	235797
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1574 COUNTY ROAD 124, CENTRE, AL 35960-5343

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806

Mortgage

Document Number	0000235798
Date	Sep 30, 2024
Instrument	235798

Lender

Name	FIRST SOUTHERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2054

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jul 11, 2018
Property Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806
Document Number	0000203335
Instrument Date	Jul 9, 2018
Instrument	203335
Transaction Type	Transfer
Record Updated	Jan 5, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COUNTY ROAD 382, CENTRE, AL 35960-7806

Mortgage

Document Number	0000203336
Date	Jul 11, 2018
Instrument	203336

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,329.00 (+7.26%)
2025	$1,239.00 (+6.72%) Homeowner's exemption	$1,300 (+6.56%) Land $940 Building $360	$274,900 (+6.47%) Land $9,400 Building $265,500
2024	$1,161.00 Additional exemption filed	$1,220 (-95.28%) Land $940 Building $280	$258,200 (-) Land $9,400 Building $248,800
2023	$1,161.00 (-1.11%) Homeowner's exemption	$25,840 (-1.07%)	$258,200 (-1.11%) Land $9,400 Building $248,800
2022	$1,174.00 Homeowner's exemption	$26,120 Land $940 Building $25,180	$261,100 Land $9,400 Building $251,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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