285 Co Rd 381, Centre, AL 35960 Property Records

Cherokee County property record for 285 Co Rd 381, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,262 sqft · built 1982
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Aug 2026)
Tax Bill	$597 (2026)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit Mar 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`13-14-09-32-0-000-005.001`

Property Details

APN / Parcel Number

Primary APN	`13-14-09-32-0-000-005.001`
Alternative APNs	`ALT APN:1409320000005001` `4570`

Interior

Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	1,262 sqft
Flooring	Plywood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Porch	Patio
Porch Area	382 sqft

Location & Zoning

Account Number	4570
Street Address	285 COUNTY ROAD 381
City	CENTRE
State	AL
Zip	35960-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W/2 NW/4 SE/4 SW/4
Legal Range	09E
Legal Township	10S
Legal Section	32
Legal Subdivision	DESOTO WEISS ESTATES
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1001
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 COUNTY ROAD 381, CENTRE, AL 35960-7345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Line of Credit MERCHANTS BANK
Mar 26, 2018	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Dec 6, 2024 · Amount on Record
Deed Document Number	2026245492
Prior Transfer Date	Mar 23, 2018
Prior Transfer Doc	0000201947
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 25, 2026
Property Address	285 COUNTY ROAD 381, CENTRE, AL 35960-7345
Document Number	0000245492
Instrument Date	Aug 24, 2026
Instrument	2026245492
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,050.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COUNTY ROAD 381, CENTRE, AL 35960-7345
Investor	Possibly a Property Investor

Mortgage

Document Number	0000245493,
Date	Aug 25, 2026
Instrument	2026245493

Lender

Name	MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 24, 2036

Interest

Max Rate	-1%

March 2018: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CHEROKEE AL
Recording Date	Mar 26, 2018
Property Address	285 COUNTY ROAD 381, CENTRE, AL 35960-7345
Document Number	0000201947
Instrument Date	Mar 23, 2018
Instrument	201947
Transaction Type	Foreclosure
Record Updated	Nov 27, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 COUNTY ROAD 381, CENTRE, AL 35960-7345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5735 COUNTY ROAD 71, CENTRE, AL 35960-7317

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$597.00 (+6.99%)
2025	$558.00	$13,300 (-) Land $4,160 Building $9,140	$66,500 (-) Land $20,800 Building $45,700
2024	$558.00	$13,300 (-) Land $4,160 Building $9,140	$66,500 (-) Land $20,800 Building $45,700
2023	$558.00	$13,300 (-)	$66,500 (-) Land $20,800 Building $45,700
2022	$558.00	$13,300 Land $4,160 Building $9,140	$66,500 Land $20,800 Building $45,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 91% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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