285 Co Rd 233, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 285 Co Rd 233, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 2010
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2023)
Tax Bill	$520 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-08-06-14-0-000-007.062`

Property Details

APN / Parcel Number

Primary APN	`13-08-06-14-0-000-007.062`
Alternative APNs	`ALT APN:0806140000007062` `217165` `31434`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	217165
Street Address	285 COUNTY ROAD 233
City	CEDAR BLUFF
State	AL
Zip	35959-4770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SE COR;NE/4;NE/4;W288;S445 TO POB;SELY217;SLY160;W211;N160 TO POB
Legal Range	08E
Legal Township	09S
Legal Section	14
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1087
Census Tract	955802

Owner

Source: Cherokee County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 18, 2024	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 30, 2023	Deed of Trust, Mortgage · VA Mortgage VICTORIAN FINANCE LLC
Mar 3, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	2023228591
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Recording Date	Apr 22, 2026
Property Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770
Document Number	0000243424
Instrument Date	Mar 13, 2026
Instrument	2026243424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770

Mortgage

Document Number	0000243424,
Date	Apr 22, 2026
Instrument	2026243424

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.09%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770
Transaction Type	Mortgage
Record Updated	Apr 1, 2024
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000232847
Date	Mar 18, 2024
Instrument	232847

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000228592
Date	Mar 30, 2023
Instrument	228592

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	285 COUNTY ROAD 233, CEDAR BLUFF, AL 35959-4770
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000196960
Date	Mar 3, 2017
Instrument	0196960

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,260 (+2,725%) Land $680 Building $1,580	$168,200 (+41,95%) Land $6,700 Building $161,500
2023	$520.00 Additional exemption filed	$80 (-96.4%)	$400 (-99.74%) Building $400
2022	$520.00 Additional exemption filed	$2,220 Land $600 Building $1,620	$154,000 Land $5,900 Building $148,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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