285 Co Rd 1044, Center, TX 75935 Property Records

Shelby County property record for 285 Co Rd 1044, Center, TX 75935

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,596 sqft · built 1980
Lot Size	2.64 acres (115,133 sqft)
Owner	2 Individual Names on File
Last Sale	$222,222 (May 2023)
Tax Bill	$4,050 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R17266`

Property Details

APN / Parcel Number

Primary APN	`R17266`
Alternative APN	`1100960011002600`

Interior

Full Baths	4 Baths
Building Area	1,596 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	115,133 sqft (2.64 acres)
Garage Area	672 sqft
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	11-0096-0011-0026-00
Street Address	285 COUNTY ROAD 1044
City	CENTER
State	TX
Zip	75935-5165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A- 0096 CARZENAVA ESTEVAN SUR BLK 11 TR 26 2.6431 ACRES WINKIE WARR S/D - 285 CR 1044 - FRMLY THOMAS CARROLL STACK JR EST
Legal Subdivision	CARZENAVA ESTEVAN
Legal Tract	26
Legal Block	11
Jurisdiction	SHELBY TX
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3011
Census Tract	950300

Owner

285 Co Rd 1044 is owned and occupied by two individuals who bought it in May 2023.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 COUNTY ROAD 1044, CENTER, TX 75935-5165
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 4, 2023	Vendor's Lien, Transfer CONSUMER REAL ESTATE FINANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Aug 24, 2016 · Amount on File
Deed Document Number	20231918
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	2016002595
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TX
Recording Date	Aug 11, 2026
Property Address	285 COUNTY ROAD 1044, CENTER, TX 75935-5165
Document Number	0000003329
Instrument Date	Jul 29, 2026
Instrument	20263329
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 COUNTY ROAD 1044, CENTER, TX 75935-5165

Mortgage

Document Number	0000003329,
Date	Aug 11, 2026
Instrument	20263329

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SHELBY TX
Recording Date	May 4, 2023
Property Address	285 COUNTY ROAD 1044, CENTER, TX 75935-5165
Document Number	2023001918
Instrument Date	May 3, 2023
Instrument	2023001918
Transaction Type	Transfer
Record Updated	Jan 4, 2024
Title Company	SHELBY COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 COUNTY ROAD 1044, CENTER, TX 75935-5165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 GLENDALE ST, KILGORE, TX 75662-1909

Mortgage

Document Number	2023001919
Date	May 4, 2023
Instrument	2023001919

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Mortgage

Document Number	2023001919
Date	May 4, 2023
Instrument	2023001919

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33312

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 285 Co Rd 1044 was $4,050 with a homeowner's exemption, up 128.2% from the year before.

Source: Shelby County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Shelby County
Unified School District	Center Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,050.00 (+128.17%) Homeowner's exemption	$238,750 (+0.05%) Land $37,920 Building $200,830	$238,750 (+0.05%) Land $37,920 Building $200,830
2025	$1,775.00 Homeowner's exemption	$238,620 Land $33,140 Building $205,480	$238,620 Land $33,140 Building $205,480
2023		$196,620 Land $18,530 Building $178,090	$196,620 Land $18,530 Building $178,090
2022	$1,823.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Co Rd 1044 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Co Rd 1044 is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT FORK WSC serves 1,605 people · EPA ID TX2100007
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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