285 Clover Ct, Saint Johns, FL 32259 Property Records

St. Johns County property record for 285 Clover Ct, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,705 sqft · built 1994
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Nov 2020)
Tax Bill	$3,193 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`250002-0020`

Property Details

APN / Parcel Number

Primary APN	`250002-0020`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,705 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	1,258 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	285 CLOVER CT
City	SAINT JOHNS
State	FL
Zip	32259-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	26/82-83 JULINGTON CREEK UT 1 1ST REPLAT BLK 2 LOT 2 OR5099/1015
Legal Range	27E
Legal Township	04S
Legal Section	29
Legal Subdivision	FIRST REPLAT IN JULINGTON CREEK UNIT ONE
Legal Block	2
Legal Lot Number	2
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3004
Census Tract	20802

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 CLOVER CT, SAINT JOHNS, FL 32259-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	2020103415
Deed Book / Page	5099 / 1015
Prior Transfer Date	Oct 25, 2007
Prior Transfer Doc	0030051466
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 16, 2020
Property Address	285 CLOVER CT, SAINT JOHNS, FL 32259-4309
Document Number	0050991015
Book / Page	5099 / 1015
Map Reference	PG 82&83
Instrument Date	Nov 2, 2020
Instrument	2020103415
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4003 OAKVIEW CT, 4003, ALPHARETTA, GA 30005-4126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CLOVER CT, SAINT JOHNS, FL 32259-4309

Mortgage

Document Number	0050991017
Date	Nov 16, 2020
Instrument	5099/1017

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,821 (+2.7%)	$325,799 (-1.87%) Land $80,000 Building $245,799
2025	$3,193.00 (+13.31%) Homeowner's exemption	$251,043 (+5.99%)	$331,996 (-1.34%) Land $90,000 Building $241,996
2024	$2,818.00 (+2.06%)
2023	$2,761.00 (+3.18%) Homeowner's exemption	$236,862 (+3%)	$336,514 (+4.24%) Land $84,000 Building $252,514
2022	$2,676.00 Homeowner's exemption	$229,963	$322,811 Land $84,000 Building $238,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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