York County property record for 285 Choate Ave, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,140 sqft · built 2005 |
| Lot Size | 0.344 acres (14,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $390,000 (Oct 2018) |
| Tax Bill | $3,295 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 657-02-01-075 |
| Primary APN | 657-02-01-075 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,140 sqft Living Area |
| Gross Area | 5,921 sqft |
| 1st Floor Area | 1,738 sqft |
| 2nd Floor Area | 1,664 sqft |
| Basement Area | 1,738 sqft |
| Finished Basement | 1,738 sqft |
| Unfinished Basement | 1,738 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,970 sqft (0.344 acres) |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 72 sqft |
| Patio Area | 120 sqft |
| Street Address | 285 CHOATE AVE |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | SUTTON PLACE PH 2MP 1 LT 55 |
| Legal Subdivision | SUTTON PLACE |
| Legal Lot Number | 55 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 61004 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 23, 2018 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2018 · Amount on Record |
| Deed Sale | Oct 23, 2018 · Amount on Record |
| Prior Sale | Sep 13, 2005 · Amount on Record |
| Deed Document Number | 201845644 |
| Deed Book / Page | 17243 / 247 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 285 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 1858700133 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 18587/133 |
| Instrument | 2020043448 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 23, 2018 |
| Property Address | 285 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Document Number | 1724300247 |
| Book / Page | 17243 / 247 |
| Map Reference | MB C-255 PG 1 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018045644 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 CHOATE AVE, FORT MILL, SC 29708-8418 |
| Document Number | 2018045645 |
|---|---|
| Date | Oct 23, 2018 |
| Instrument | 2018045645 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,295.00 (+23.45%) | $18,768 (+19.22%) Land $2,440 Building $16,328 | $730,800 (+85.7%) Land $95,000 Building $635,800 |
| 2023 | $2,669.00 | $15,742 Land $2,400 Building $13,342 | $393,547 Land $60,000 Building $333,547 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERVIEW RURAL CWS serves 2,200 people · EPA ID SC4620001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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