285 Cherry St, Shepherdsville, KY 40165 Property Records

Bullitt County property record for 285 Cherry St, Shepherdsville, KY 40165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,083 sqft
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$156,000 (Jun 2026)
Tax Bill	$1,472 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`036-SE0-03-043`

Property Details

APN / Parcel Number

Primary APN	`036-SE0-03-043`
Alternative APNs	`012284702` `424489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,083 sqft Finished Area

Exterior

Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	424489
Street Address	285 CHERRY ST
City	SHEPHERDSVILLE
State	KY
Zip	40165-5909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 CARRIE PARK
Legal Subdivision	CARRIE PARK SUBDIVISION
Legal Lot Number	16
Jurisdiction	BULLITT KY
Township / Civil Division	SHEPHERDSVILLE NORTHWEST
Census Block Group	2
Census Block	2012
Census Tract	20704

Owner

Source: Bullitt County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION
Jun 29, 2026	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Deed Document Number	20261938345
Deed Book / Page	1162 / 581
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Recording Date	Jun 29, 2026
Property Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909
Document Number	0001938348
Book / Page	2314 / 800
Instrument Date	Jun 25, 2026
Instrument	20261938348
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909

Mortgage

Document Number	0001938348,
Date	Jun 29, 2026
Book Page	2314/800
Instrument	20261938348

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BULLITT KY
Recording Date	Jun 29, 2026
Property Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909
Document Number	0001938370
Book / Page	2314 / 822
Instrument Date	Jun 25, 2026
Instrument	20261938370
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909

Mortgage

Document Number	0001938370,
Date	Jun 29, 2026
Book Page	2314/822
Instrument	20261938370

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BULLITT KY
Recording Date	Jun 29, 2026
Property Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909
Document Number	0001938345
Book / Page	1162 / 581
Instrument Date	Jun 25, 2026
Instrument	20261938345
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15,756.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHERRY ST, SHEPHERDSVILLE, KY 40165-5909

Mortgage

Document Number	0001938348,
Date	Jun 29, 2026
Instrument	20261938348

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0001938370,
Date	Jun 29, 2026
Book Page	2314/822
Instrument	20261938370

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Jul 1, 2041

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bullitt County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Bullitt County
Municipality	Shepherdsville City
Unified School District	Bullitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,472.00 (-0.67%)	$124,464 (-) Building $124,464	$124,464 (-) Building $124,464
2023	$1,482.00	$124,464 Building $124,464	$124,464 Building $124,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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