285 Chelsea St, Everett, MA 02149 Property Records

Middlesex County and Everett City property record for 285 Chelsea St, Everett, MA 02149

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,196 sqft · built 1910
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$449,999 (Oct 2019)
Tax Bill	$7,573 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K00003 000041 01`

Property Details

APN / Parcel Number

Primary APN	`K00003 000041 01`
Alternative APNs	`EVER M:K0 B:03 L:000041` `M:K00 B:003 L:000041-01` `K00003 00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,196 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	846 sqft
Basement Area	821 sqft
Unfinished Basement	821 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K00003 000041 01
Street Address	285 CHELSEA ST
City	EVERETT
State	MA
Zip	02149-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AD
Legal Block	3
Legal Lot Number	41
Jurisdiction	EVERETT MA
Township / Civil Division	EVERETT
Census Block Group	2
Census Block	2003
Census Tract	342600

Owner

285 Chelsea St is owned and occupied by two individuals who bought it in October 2019.

Source: Middlesex County and Everett City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 CHELSEA ST, EVERETT, MA 02149-4832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Aug 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIME LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on File
Deed Sale	Oct 7, 2019 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Document Number	2019154136
Deed Book / Page	73419 / 311
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EVERETT MA
Recording Date	Oct 7, 2019
Property Address	285 CHELSEA ST, EVERETT, MA 02149-4832
Document Number	73419-311
Book / Page	73419 / 311
Instrument Date	Oct 7, 2019
Instrument	154136
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 CEDAR ST, SOMERVILLE, MA 02145-3521

Mortgage

Document Number	154137
Date	Oct 7, 2019
Instrument	154137

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EVERETT MA
Property Address	285 CHELSEA ST, EVERETT, MA 02149-4832
Document Number	71479-204
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHELSEA ST EVERETT MA 021494832, EVERETT, MA 02149-4832

Mortgage

Document Number	71479-204
Date	Aug 16, 2018
Book Page	071479/000204
Instrument	125145

Lender

Name	PRIME LENDERS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 285 Chelsea St was $7,573, up 13.4% from the year before.

Source: Middlesex County and Everett City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,573.00 (+13.39%)	$600,100 (+2.34%) Land $243,000 Building $357,100	$636,762 (+15.13%)
2025	$6,679.00 (+7.88%)	$586,400 (+8.55%) Land $236,300 Building $350,100	$553,090 (+3.3%)
2024	$6,191.00 (+2.16%)	$540,200 (+5.02%) Land $216,000 Building $324,200	$535,420
2023	$6,060.00	$514,400 Land $207,000 Building $307,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Chelsea St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 285 Chelsea St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EVERETT WATER DEPT. (MWRA) serves 49,075 people · EPA ID MA3093000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, Starry, T-Mobile, Verizon.

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