285 Chauncey Rd, Middletown, CT 06457 Property Records

Middletown City property record for 285 Chauncey Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,919 sqft · built 1999
Lot Size	1.93 acres (84,071 sqft)
Owner	Individual Name on File
Last Sale	$645,000 (Nov 2024)
Tax Bill	$14,615 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:44 L:0036`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:44 L:0036`
Alternative APN	`R13265`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,919 sqft Living Area
Gross Area	6,467 sqft
1st Floor Area	1,799 sqft
Basement Area	1,460 sqft
Unfinished Basement	364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	84,071 sqft (1.93 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R13265
Street Address	285 CHAUNCEY RD
City	MIDDLETOWN
State	CT
Zip	06457-5532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Lot Number	36
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1009
Census Tract	680200

Owner

285 Chauncey Rd is owned and occupied by an individual who bought it in November 2024.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	285 CHAUNCEY RD, MIDDLETOWN, CT 06457-5532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Aug 20, 2018	Deed of Trust, Mortgage · Line of Credit SEASONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2024 · Amount on File
Deed Sale	Nov 5, 2024 · Amount on File
Prior Sale	Apr 3, 1996 · Amount on File
Deed Book / Page	2108 / 617
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Nov 5, 2024
Property Address	285 CHAUNCEY RD, MIDDLETOWN, CT 06457-5532
Document Number	002108-617
Book / Page	2108 / 617
Instrument Date	Oct 31, 2024
Transaction Type	Transfer
Record Updated	Nov 21, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CHAUNCEY RD, MIDDLETOWN, CT 06457-5532

Mortgage

Document Number	0002108620
Date	Nov 5, 2024
Instrument	2108/620

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	285 CHAUNCEY RD, MIDDLETOWN, CT 06457-5532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1926-809
Date	Aug 20, 2018
Book Page	1926/809
Instrument	3417090005

Lender

Name	SEASONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 285 Chauncey Rd was $14,615.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,615.00	$378,520 (-) Land $80,870 Building $297,650	$623,392 (+135.27%)
2025		$378,520 (-) Land $80,870 Building $297,650	$264,964 Land $56,609 Building $208,355
2024	$14,009.00 (+4.51%)	$378,520 (-) Land $80,870 Building $297,650
2023	$13,404.00 (+14.29%)	$378,520 (+33.16%) Land $80,870 Building $297,650
2022	$11,728.00	$284,270 Land $59,900 Building $224,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Chauncey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Chauncey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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