285 Center St, Old Town, ME 04468 Property Records

Penobscot County and Old Town City property record for 285 Center St, Old Town, ME 04468

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,394 sqft · built 1908
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`OLDN M:021 L:114`

Property Details

APN / Parcel Number

Primary APN	`OLDN M:021 L:114`
Alternative APNs	`OLDN M:21 L:114` `3333`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	3333
Old Parcel Number	OLDN M:021 L:114
Street Address	285 CENTER ST
City	OLD TOWN
State	ME
Zip	04468-1542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 -
Legal Lot Number	114
Jurisdiction	OLD TOWN ME
Township / Civil Division	OLD TOWN
Census Block Group	2
Census Block	2027
Census Tract	7100

Owner

285 Center St is owned and occupied by two individuals who acquired it in April 2026.

Source: Penobscot County and Old Town City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 CENTER ST, OLD TOWN, ME 04468-1542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 21, 2026
Transfer Doc	0178970209
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OLD TOWN ME
Recording Date	Jun 5, 2026
Property Address	285 CENTER ST, OLD TOWN, ME 04468-1542
Document Number	0178970209
Book / Page	17897 / 209
Instrument Date	Apr 21, 2026
Instrument	202614068
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	285 CENTER ST, OLD TOWN, ME 04468-1542

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLD TOWN ME
Property Address	285 CENTER ST, OLD TOWN, ME 04468-1542
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165800254
Date	Aug 10, 2022
Book Page	16580/254
Instrument	23039

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 285 Center St was $2,987, up 12.9% from the year before.

Source: Penobscot County and Old Town City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Old Town City
Unified School District	Regional School Unit 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00 (+12.89%)	$149,500 (-) Land $18,100 Building $131,400
2024	$2,646.00	$149,500 (-) Land $18,100 Building $131,400
2023	$2,646.00 (+26.48%)	$149,500 (+50.1%) Land $18,100 Building $131,400	$145,635
2022	$2,092.00	$99,600 Land $15,700 Building $83,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Center St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1984–2010)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Dec 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2008 · 2 claims Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Center St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	8 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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