285 Celia Dr, Wolcott (Waterbury), CT 06705 Property Records

Wolcott Town property record for 285 Celia Dr, Wolcott, CT 06705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1959
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2009)
Tax Bill	$7,280 (2026)
Deeds & Mortgages	Sep 2023 Refinance May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P0440800`

Property Details

APN / Parcel Number

Primary APN	`P0440800`
Alternative APN	`WOLC M:117 B:1 L:129`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	4,042 sqft
1st Floor Area	1,206 sqft
Attic	Attic
Attic Area	912 sqft
Basement Area	294 sqft
Unfinished Basement	294 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Detached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	P0440800
Street Address	285 CELIA DR
City	WOLCOTT
State	CT
Zip	06705-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Block	1
Legal Lot Number	129
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	1
Census Block	1023
Census Tract	361100

Owner

Source: Wolcott Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	285 CELIA DR, WOLCOTT, CT 06705-3113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ACHIEVE FINANCIAL CU
May 3, 2021	Deed of Trust, Mortgage · Balloon Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2009 · Amount on Record
Deed Sale	Aug 31, 2009 · Amount on Record
Deed Book / Page	414 / 1131
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	285 CELIA DR, WOLCOTT, CT 06705-3113
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000558-662
Date	Sep 11, 2023
Book Page	558/662

Lender

Name	ACHIEVE FINANCIAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2033

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Property Address	285 CELIA DR, WOLCOTT, CT 06705-3113
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	533-483
Date	May 3, 2021
Book Page	533/483

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Wolcott Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,280.00 (+13.96%)	$251,910 (+41.7%) Land $45,190 Building $206,720	$370,176 (+197.46%)
2025	$6,388.00	$177,780 (-) Land $39,370 Building $138,410	$124,446 Land $27,559 Building $96,887
2024	$6,388.00 (+12.74%)
2023	$5,666.00 (+3.47%)	$177,780 (-) Land $39,370 Building $138,410
2022	$5,476.00	$177,780 Land $39,370 Building $138,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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