285 Cedar Tree Cir, Guthrie, OK 73044 Property Records

Logan County property record for 285 Cedar Tree Cir, Guthrie, OK 73044

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,162 sqft · built 2018
Lot Size	1.46 acres (63,903 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Jan 2022)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`150001-803000-090000`

Property Details

APN / Parcel Number

Primary APN	`150001-803000-090000`
Alternative APNs	`420055088` `0055088`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	63,903 sqft (1.46 acres)
Garage Type	Attached
Garage Area	728 sqft
Porch	Slab
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0055088
Street Address	285 CEDAR TREE CIR
City	GUTHRIE
State	OK
Zip	73044-4459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERLAND HILLS ADDITION LOT 90
Legal Range	01W
Legal Township	16N
Legal Section	07
Legal Subdivision	TIMBERLAND HILLS ADDITION
Legal Lot Number	90
Jurisdiction	LOGAN OK
Township / Civil Division	GUTHRIE
Census Block Group	1
Census Block	1090
Census Tract	600501

Owner

Source: Logan County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Nov 25, 2025	Deed of Trust, Mortgage · SBA Mortgage BOKF NA
Mar 15, 2021	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jan 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jul 31, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE
Mar 27, 2018	Warranty Deed, Construction Loan · Line of Credit CITIZENS BK/EDMOND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2022490
Deed Book / Page	3110 / 373
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Transaction Type	Mortgage
Record Updated	Mar 2, 2026
Title Company	ALEX TITLE, APEX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459

Mortgage

Document Number	0034840027
Date	Feb 17, 2026
Book Page	3484/27
Instrument	I-2026-001459

Lender

Name	BOKF NA
Type	Bank
Address	PO BOX 35688, TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2055

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	ALEX TITLE, APEX TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459

Mortgage

Document Number	0034580584
Date	Nov 25, 2025
Book Page	3458/584
Instrument	I-2025-012218

Lender

Name	BOKF NA
Type	Bank
Address	PO BOX 35688, TULSA, OK 74153

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN OK
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Transaction Type	Mortgage
Record Updated	Dec 22, 2022
Title Company	NATIONS TITLE OF OKC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030240441
Date	Mar 15, 2021
Book Page	3024/441
Instrument	2021-003025

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Jan 12, 2022
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Document Number	0031100373
Book / Page	3110 / 373
Instrument Date	Jan 4, 2022
Instrument	I-2022-000490
Transaction Type	Transfer
Record Updated	Dec 22, 2022
Title Company	AMERICAN EAGLE TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3625 AKESHORE DR, ENID, OK 73703

Mortgage

Document Number	I2022000491
Date	Jan 12, 2022
Instrument	I-2022-000491

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Jul 31, 2018
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Document Number	0028130599
Book / Page	2813 / 0599
Instrument Date	Jul 30, 2018
Instrument	2018-006999
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY O

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$352.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044

Mortgage

Document Number	2018007000
Date	Jul 31, 2018
Instrument	2018-007000

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LOGAN OK
Recording Date	Mar 27, 2018
Property Address	285 CEDAR TREE CIR, GUTHRIE, OK 73044-4459
Document Number	0027900253
Book / Page	002790 / 000253
Instrument Date	Mar 21, 2018
Instrument	2677
Transaction Type	Construction Loan
Record Updated	Apr 12, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$28.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 30057 EDMOND OK 730030001, EDMOND, OK 73003-0001

Mortgage

Document Number	27900254
Date	Mar 27, 2018
Book Page	002790/000254
Instrument	2678

Lender

Name	CITIZENS BK/EDMOND
Type	Bank
Address	EDMOND, OK 73034

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Mar 26, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Logan County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Logan County
Unified School District	Guthrie Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,971 (+3%) Land $2,252 Building $36,719	$354,283 (-10.9%) Land $20,470 Building $333,813
2025	$3,525.00 (-0.03%) Homeowner's exemption	$37,836 (+3%) Land $2,252 Building $35,584	$397,631 (-1.23%) Land $20,470 Building $377,161
2024	$3,526.00 (+10.43%) Homeowner's exemption	$36,734 (+3%) Land $2,252 Building $34,482	$402,596 (+24.17%) Land $20,470 Building $382,126
2023	$3,193.00 Homeowner's exemption	$35,665 Land $2,252 Building $33,413	$324,221 Land $20,470 Building $303,751

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 80% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUTHRIE serves 9,925 people · EPA ID OK1020903
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Jul 2021
Treatment and Procedure	Organic carbon removal Apr 2021
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: Nextlink.

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