285 Cape Cod Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 285 Cape Cod Dr, Billings, MT 59102

Property Summary

Property Type	Quadplex
Details	24 bd · 16 ba · 7,568 sqft · built 1999
Lot Size	0.367 acres (16,000 sqft)
Owner	Individual on Record
Tax Bill	$6,321 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000A250130`

Property Details

APN / Parcel Number

Primary APN	`000A250130`
Alternative APNs	`03-0926-11-1-07-07-0000` `R0326153` `A250130` `A25013`

Interior

Bedrooms	24 Beds
Full Baths	16 Baths
Units	4 Units
Stories	1 Story
Building Area	7,568 sqft Living Area
1st Floor Area	3,784 sqft
Basement Area	3,784 sqft
Finished Basement	3,784 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Quadruplex
Construction Type	Frame
Lot Area	16,000 sqft (0.367 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	285 CAPE COD DR
City	BILLINGS
State	MT
Zip	59102-6906
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	PUD
Legal Description	PARKLAND WEST SUBD 1ST FILING, S11, T01 S, R25 E, BLOCK 1, LOT 6
Legal Subdivision	PARKLAND WEST SUBD 1ST FILING
Legal Block	1
Legal Lot Number	6
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1006
Census Tract	1703

Owner

Source: Yellowstone County assessment roll, as of September 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	8470 LONGMEADOW DR, BILLINGS, MT 59106-1813
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit VALLEY FINANCIAL CU
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BK/MT
May 17, 2017	Loan Modification, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	285 CAPE COD DR, BILLINGS, MT 59102-6906
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 LONGMEADOW DR, BILLINGS, MT 59106-1813

Mortgage

Document Number	0004063778
Date	Dec 5, 2023
Instrument	4063778

Lender

Name	VALLEY FINANCIAL CU
Type	Credit Union
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	285 CAPE COD DR, BILLINGS, MT 59102-6906
Transaction Type	Mortgage
Record Updated	Jul 4, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 LONGMEADOW DR, BILLINGS, MT 59106-1813

Mortgage

Document Number	0004035343
Date	Nov 23, 2022
Instrument	4035343

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	285 CAPE COD DR, BILLINGS, MT 59102-6906
Document Number	0003852858
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 LONGMEADOW DR BILLINGS MT 591061813, BILLINGS, MT 59106-1813

Mortgage

Document Number	0003852858
Date	Jun 26, 2018
Instrument	3852858

Lender

Name	OPPORTUNITY BK/MT
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YELLOWSTONE MT
Property Address	285 CAPE COD DR, BILLINGS, MT 59102-6906
Document Number	0003815949
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8470 LONGMEADOW DR BILLINGS MT 591061813, BILLINGS, MT 59106-1813

Mortgage

Document Number	0003815949
Date	Jun 7, 2017
Instrument	3815949

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 6, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$621,600 (+7.97%) Land $156,040 Building $465,560	$621,600 (+7.97%) Land $156,040 Building $465,560
2024	$6,321.00 (+23.05%)
2023	$5,137.00 (-9.18%)	$575,700 (+28.85%)	$575,700 (+28.85%) Land $100,170 Building $475,530
2022	$5,656.00	$446,800
2021			$446,800 Land $81,436 Building $365,364

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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