285 Calvert Rd, Rising Sun, MD 21911 Property Records

Cecil County property record for 285 Calvert Rd, Rising Sun, MD 21911

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,888 sqft · built 1850
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$304,000 (May 2019)
Tax Bill	$4,128 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-005765`

Property Details

APN / Parcel Number

Primary APN	`09-005765`
Alternative APNs	`9005765` `005765`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,888 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005765
Street Address	285 CALVERT RD
City	RISING SUN
State	MD
Zip	21911-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAR
Legal Description	1.162 ACRES 285 CALVERT ROAD S/W OF CALVERT
Jurisdiction	CECIL MD
Township / Civil Division	9, CALVERT
Census Block Group	1
Census Block	1017
Census Tract	30700

Owner

285 Calvert Rd is owned and occupied by two individuals who bought it in May 2019.

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Dec 15, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Dec 11, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Nov 16, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 23, 2019	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Jan 5, 2017	Grant Deed, Transfer · VA Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on File
Deed Sale	May 23, 2019 · Amount on File
Prior Sale	Apr 2, 2009 · Amount on File
Deed Book / Page	4403 / 442
Prior Transfer Date	Mar 24, 2009
Prior Transfer Doc	0026150019
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Transaction Type	Mortgage
Record Updated	Feb 1, 2024
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CALVERT RD, RISING SUN, MD 21911-2336

Mortgage

Document Number	0054220171
Date	Jan 23, 2024
Book Page	5422/171

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2064

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Transaction Type	Mortgage
Record Updated	Dec 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054070364
Date	Dec 15, 2023
Book Page	5407/364

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount on Record

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054050016
Date	Dec 11, 2023
Book Page	5405/16

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 CALVERT RD, RISING SUN, MD 21911-2336

Mortgage

Document Number	0050360265
Date	Nov 16, 2021
Book Page	5036/265

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	May 23, 2019
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Document Number	0044030442
Book / Page	4403 / 442
Instrument Date	May 16, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 CALVERT RD, RISING SUN, MD 21911-2336

Mortgage

Document Number	0004403447
Date	May 23, 2019
Instrument	4403/447

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Jan 5, 2017
Property Address	285 CALVERT RD, RISING SUN, MD 21911-2336
Document Number	0040060383
Book / Page	004006 / 000383
Instrument Date	Dec 27, 2016
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 CALVERT RD RISING SUN MD 219112336, RISING SUN, MD 21911-2336

Mortgage

Document Number	40060388
Date	Jan 5, 2017
Book Page	004006/000388

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 285 Calvert Rd was $4,128, up 4.9% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,128.00 (+4.9%)	$375,200 (+5.96%)	$417,400 (+17.88%) Land $121,600 Building $295,800
2025	$3,935.00	$354,100 Land $81,700 Building $272,400	$354,100 Land $81,700 Building $272,400
2023	$2,862.00	$317,167	$354,100 Land $81,700 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Calvert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Calvert Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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