285 Bray Ln, Beech Bluff, TN 38313 Property Records

Chester County property record for 285 Bray Ln, Beech Bluff, TN 38313

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,219 sqft · built 2009
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Feb 2020)
Tax Bill	$1,018 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012011 00630`

Property Details

APN / Parcel Number

Primary APN	`012011 00630`
Alternative APN	`011 00630 00004011`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,219 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Porch	Slab
Porch Area	64 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	285 BRAY LN
City	BEECH BLUFF
State	TN
Zip	38313-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: S54
Legal Subdivision	BRAY ROAD SUBDIVISION
Legal Lot Number	27
Jurisdiction	CHESTER TN
Township / Civil Division	2
Census Block Group	2
Census Block	2045
Census Tract	970101

Owner

Source: Chester County records · APN 012011 00630

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 BRAY LN, BEECH BLUFF, TN 38313-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Her Husband

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Warranty Deed, Transfer · FHA Mortgage FIRSTBANK
Feb 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LEADERS CU
Jan 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Aug 04, 2014 · Amount on Record
Deed Document Number	202063661
Deed Book / Page	456 / 236
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Apr 11, 2022
Property Address	285 BRAY LN, BEECH BLUFF, TN 38313-1823
Document Number	0004910032
Book / Page	491 / 32
Instrument Date	Apr 08, 2022
Instrument	70383
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$603.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BRAY LN, BEECH BLUFF, TN 38313-1823

Mortgage

Document Number	0000070384
Date	Apr 11, 2022
Instrument	70384

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Feb 28, 2020
Property Address	285 BRAY LN, BEECH BLUFF, TN 38313-1823
Document Number	0004560236
Book / Page	000456 / 000236
Instrument Date	Feb 28, 2020
Instrument	63661
Transaction Type	Transfer
Record Updated	Apr 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 BRAY LN BEECH BLUFF TN 383131823, BEECH BLUFF, TN 38313-1823

Mortgage

Document Number	4560238
Date	Feb 28, 2020
Book Page	000456/000238
Instrument	63662

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2035

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER TN
Recording Date	Jan 17, 2018
Property Address	285 BRAY LN, BEECH BLUFF, TN 38313-1823
Document Number	0004290358
Book / Page	000429 / 000358
Instrument Date	Jan 17, 2018
Instrument	58068
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 13 HENDERSON TN 383400013, HENDERSON, TN 38340-0013

Tax Assessment & Valuation

Source: Chester County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,018.00 (+20.05%)	$50,025 (+46.7%)	$200,100 (+46.7%) Land $13,900 Building $186,200
2023	$848.00	$34,100	$136,400 Land $10,600 Building $125,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chester County (47023C), as of May 4, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 37 locations within half a mile of this property.

Nearby Properties on Bray Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures