285 Blue Meadow Dr, Deep Gap, NC 28618 Property Records

Watauga County property record for 285 Blue Meadow Dr, Deep Gap, NC 28618 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,032 sqft · built 1976
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on File
Tax Bill$735 (2025)
Deeds & MortgagesNov 2022 Reverse Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2951-04-7441-000

Property Details

APN / Parcel Number

Primary APN2951-04-7441-000
Alternative APN
  • 1512306

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,032 sqft Living Area
1st Floor Area992 sqft
Basement Area496 sqft
Finished Basement496 sqft
Unfinished Basement496 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area30,492 sqft (0.7 acres)
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number1512306
Street Address285 BLUE MEADOW DR
CityDEEP GAP
StateNC
Zip28618-9517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLUE MEAADOWS
Legal SubdivisionBLUE MEAADOWS
Legal Tract7
Legal Lot Number7
JurisdictionWATAUGA NC
Township / Civil DivisionSTONY FORK
Census Block Group1
Census Block1050
Census Tract920701

Owner

Source: Watauga County records · APN 2951-04-7441-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address285 BLUE MEADOW DR, DEEP GAP, NC 28618-9517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Oct 16, 2018Reverse Mortgage, Transfer · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateOct 10, 2018
Transfer Doc0019970302
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address285 BLUE MEADOW DR, DEEP GAP, NC 28618-9517
Transaction TypeMortgage
Record UpdatedNov 22, 2022
Title CompanyFNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BLUE MEADOW DR, DEEP GAP, NC 28618-9517

Mortgage

Document Number0023060356
DateNov 07, 2022
Book Page2306/356
Instrument726015
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term884 Months
DueJul 23, 2096
Interest
Rate TypeAdjustable Rate
Rate7.32%
Type Change DateJan 01, 2023
Change FrequencyAnnually
Index1-Year T-Bill
Max Rate12.3%

October 2018: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionWATAUGA NC
Recording DateOct 16, 2018
Property Address285 BLUE MEADOW DR, DEEP GAP, NC 28618-9517
Document Number0019970302
Book / Page001997 / 000302
Instrument DateOct 10, 2018
Instrument673261
Transaction TypeTransfer
Record UpdatedSep 30, 2019
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 BLUE MEADOW DR DEEP GAP NC 286189517, DEEP GAP, NC 28618-9517

Mortgage

Document Number19970305
DateOct 16, 2018
Book Page001997/000305
Instrument673262
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 15, 2096
Interest
Rate TypeAdjustable Rate
Rate5.45%

Mortgage

Document Number19970319,
DateOct 16, 2018
Book Page001997/000319
Instrument673263
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 15, 2096
Interest
Rate TypeAdjustable Rate
Rate5.45%

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$735.00 (+1.66%)$168,600 (-) Land $26,600 Building $142,000
2024$723.00$168,600 Land $26,600 Building $142,000
2023$168,600 Land $26,600 Building $142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
3 of 7 on primary residences
Nearby Flood Claims12 (1979–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Flood Events
  • Tropical Storm Helene (Sep 2024), 6 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 885 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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