285 Blue Buck Rd, Todd, NC 28684 Property Records

Watauga County property record for 285 Blue Buck Rd, Todd, NC 28684

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,324 sqft · built 2005
Lot Size	4.47 acres (194,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Feb 2023)
Tax Bill	$1,619 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2916-03-3105-000`

Property Details

APN / Parcel Number

Primary APN	`2916-03-3105-000`
Alternative APNs	`1810588` `1857239`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,324 sqft Living Area
1st Floor Area	2,276 sqft
Basement Area	808 sqft
Finished Basement	808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	194,713 sqft (4.47 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Porch	Porch
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1857239
Street Address	285 BLUE BUCK RD
City	TODD
State	NC
Zip	28684-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLUE BUCK COVE
Legal Subdivision	BLUE BUCK COVE
Legal Lot Number	8
Jurisdiction	WATAUGA NC
Township / Civil Division	NORTH FORK
Census Block Group	1
Census Block	1008
Census Tract	920100

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	285 BLUE BUCK RD, TODD, NC 28684-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · FHA Mortgage HOMEXPRESS MORTGAGE CORPORATION
Feb 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 31, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Feb 28, 2019	Warranty Deed, Transfer · VA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on Record
Deed Sale	Feb 6, 2023 · Amount on Record
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	2023728336
Deed Book / Page	2318 / 463
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Apr 23, 2026
Property Address	285 BLUE BUCK RD, TODD, NC 28684-9070
Document Number	0000759222
Book / Page	2482 / 208
Instrument Date	Apr 18, 2026
Instrument	2026759222
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BLUE BUCK RD, TODD, NC 28684-9070

Mortgage

Document Number	0000759222,
Date	Apr 23, 2026
Book Page	2482/208
Instrument	2026759222

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 6, 2023
Property Address	285 BLUE BUCK RD, TODD, NC 28684-9070
Document Number	0023180463
Book / Page	2318 / 463
Map Reference	MB 11 PG 132
Instrument Date	Feb 6, 2023
Instrument	728336
Transaction Type	Transfer
Record Updated	Feb 16, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 SHAMROCK WAY, PINEHURST, NC 28374-9538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BLUE BUCK RD, TODD, NC 28684-9070

Mortgage

Document Number	0000728337
Date	Feb 6, 2023
Instrument	728337

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 31, 2019
Property Address	285 BLUE BUCK RD, TODD, NC 28684-9070
Document Number	0020570631
Book / Page	002057 / 000631
Instrument Date	Oct 30, 2019
Instrument	684154
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SUTHERLAND RD CRESTON NC 286158816, CRESTON, NC 28615-8816

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Feb 28, 2019
Property Address	285 BLUE BUCK RD, TODD, NC 28684-9070
Document Number	0020150512
Book / Page	2015 / 0512
Map Reference	MB 11 PG 132
Instrument Date	Feb 21, 2019
Instrument	676712
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BLUE BUCK RD, TODD, NC 28684-9070

Mortgage

Document Number	676713
Date	Feb 28, 2019
Instrument	676713

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$408,700 (-) Land $43,600 Building $365,100
2025	$1,619.00 (+0.75%)	$408,700 (-) Land $43,600 Building $365,100
2024	$1,607.00		$408,700 Land $43,600 Building $365,100
2023		$408,700 Land $43,600 Building $365,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

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