285 Blount Cir, Rutledge, TN 37861 Property Records

Grainger County property record for 285 Blount Cir, Rutledge, TN 37861

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,824 sqft · built 2022
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Oct 2023)
Tax Bill	$1,959 (2025)
Deeds & Mortgages	Jul 2025 Transfer Mar 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029070H A 05500`

Property Details

APN / Parcel Number

Primary APN	`029070H A 05500`
Alternative APN	`070H A 05500`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,824 sqft Living Area
Basement Area	1,824 sqft
Unfinished Basement	1,824 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	58,806 sqft (1.35 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	285 BLOUNT CIR
City	RUTLEDGE
State	TN
Zip	37861-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: G02
Legal Subdivision	GRAINGER LANDING
Legal Lot Number	56
Jurisdiction	GRAINGER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1025
Census Tract	500302

Owner

Source: Grainger County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2025	Intrafamily Transfer, Transfer
Mar 13, 2023	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY TRUST BANK INC
May 16, 2022	Deed of Trust, Mortgage COGENT BANK
Oct 16, 2023	Warranty Deed, Subdivision Related Transfer JEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC
Nov 19, 2021	Warranty Deed, Transfer LAKEWAY TITLE SERVICES

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Oct 16, 2023 · Amount on Record
Deed Document Number	0000002890
Deed Book / Page	418 / 923
Last Transfer Date	Jul 24, 2025
Transfer Doc	0000002385
Record Updated	Jun 8, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAINGER TN
Recording Date	Jul 24, 2025
Property Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601
Document Number	0000002385
Book / Page	INST430 / 2566
Map Reference	CAB 5 SL 71
Instrument Date	Jul 21, 2025
Instrument	25002385
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 LEEDY SHORE LN, BEAN STATION, TN 37708-6600

Mortgage

Document Number	0000000631
Date	Mar 13, 2023
Book Page	413/708
Instrument	23000631

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 7, 2024

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAINGER TN
Property Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001763
Date	May 16, 2022
Book Page	405/855
Instrument	22001763

Lender

Name	COGENT BANK
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Amount	Amount Recorded
Term	12 Months
Due	May 4, 2023

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Oct 16, 2023
Property Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601
Document Number	0000002890
Book / Page	418 / 923
Map Reference	CAB 5 SL 71
Instrument Date	Oct 13, 2023
Instrument	23002890
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2024
Title Company	JEFFERSON TITLE INSURANCE, JEFFERSON TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAINGER TN
Recording Date	Nov 19, 2021
Property Address	285 BLOUNT CIR, RUTLEDGE, TN 37861-5601
Document Number	0000004236
Book / Page	400 / 637
Map Reference	CAB 5 SL 71
Instrument Date	Nov 17, 2021
Instrument	21004236
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	LAKEWAY TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 LEEDY SHORE LN, BEAN STATION, TN 37708-6600

Tax Assessment & Valuation

Source: Grainger County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Grainger County
Unified School District	Grainger County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,959.00	$83,350 (-) Land $10,175 Building $73,175
2024	$1,959.00	$83,350 (-) Land $10,175 Building $73,175
2023		$83,350 (+719.16%) Land $10,175 Building $73,175
2022	$234.00	$10,175 Land $10,175
2021			$333,400 Land $40,700 Building $292,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2008

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAN STATION UTILITY DISTRICT serves 10,748 people · EPA ID TN0000041
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Apr 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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