St. Croix County property record for 285 Birch St, Baldwin, WI 54002
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Jun 2021) |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-2060-00-082 |
| Primary APN | 106-2060-00-082 |
|---|---|
| Alternative APN |
|
| Street Address | 285 BIRCH ST |
|---|---|
| City | BALDWIN |
| State | WI |
| Zip | 54002-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 31 T29N R16W PT SE NE BERKSETH HEIGHTS 2ND LOT 82 |
| Legal Range | 16W |
| Legal Township | 29N |
| Legal Section | 31 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BERKSETH HEIGHTS 2ND |
| Legal Lot Number | 82 |
| Jurisdiction | ST CROIX WI |
| Township / Civil Division | BALDWIN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 120801 |
Source: St. Croix County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING INC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| Nov 12, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Nov 12, 2020 |
| Deed Document Number | 1131734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Document Number | 0001201523 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 1201523 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Jun 7, 2021 |
| Property Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Document Number | 0001131734 |
| Instrument Date | May 18, 2021 |
| Instrument | 1131734 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $930.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Document Number | 0001131735 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 1131735 |
| Name | STEARNS LENDING INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CROIX WI |
| Property Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001120016 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 1120016 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CROIX WI |
| Recording Date | Nov 12, 2020 |
| Property Address | 285 BIRCH ST, BALDWIN, WI 54002-9007 |
| Document Number | 0001116341 |
| Instrument Date | Nov 3, 2020 |
| Instrument | 1116341 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 BIRCH ST BALDWIN WI 540029037, BALDWIN, WI 54002-9037 |
Source: St. Croix County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Baldwin Village |
| County | St. Croix County |
| Unified School District | Baldwin-Woodville Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,495.00 (+13.05%) Homeowner's exemption | $230,600 (-) Land $33,800 Building $196,800 | $230,600 (-) Land $33,800 Building $196,800 |
| 2023 | $3,976.00 Homeowner's exemption | $230,600 Land $33,800 Building $196,800 | $230,600 Land $33,800 Building $196,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BALDWIN WATERWORKS serves 4,440 people · EPA ID WI6560119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baldwin Telecom Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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