285 Bent Tree Trl, Columbus, MS 39705 Property Records

Lowndes County property record for 285 Bent Tree Trl, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,524 sqft · built 1981
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2018)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46W000000310`

Property Details

APN / Parcel Number

Primary APN	`46W000000310`
Alternative APNs	`006213` `6213`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	4,524 sqft Adjusted Area
1st Floor Area	2,490 sqft
2nd Floor Area	1,705 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	480 sqft
Deck Area	1,840 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	006213
Street Address	285 BENT TREE TRL
City	COLUMBUS
State	MS
Zip	39705-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	285 BENT TREE TRAIL LOT J 2D
Legal Range	18W
Legal Township	17S
Legal Section	29
Legal Subdivision	CHESTNUT COLONY BENT TREE
Legal Lot Number	J
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	2
Census Block	2014
Census Tract	302

Owner

Source: Lowndes County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	285 BENT TREE TRL, COLUMBUS, MS 39705-1128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 7, 2019	Deed of Trust, Mortgage · VA Mortgage RENASANT BK
Jun 14, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Deed Document Number	0020184102
Deed Book / Page	2018 / 4102
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	285 BENT TREE TRL, COLUMBUS, MS 39705-1128
Document Number	0020205704
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	285 BENT TREE TRL COLUMBUS MS 397051128, COLUMBUS, MS 39705-1128

Mortgage

Document Number	0020205704
Date	Oct 5, 2020
Book Page	002020/025704

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	285 BENT TREE TRL, COLUMBUS, MS 39705-1128
Document Number	0020191274
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	285 BENT TREE TRL COLUMBUS MS 397051128, COLUMBUS, MS 39705-1128

Mortgage

Document Number	0020191274
Date	Jun 13, 2019
Book Page	002019/011274

Lender

Name	RENASANT BK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jun 14, 2018
Property Address	285 BENT TREE TRL, COLUMBUS, MS 39705-1128
Document Number	0020184102
Book / Page	2018 / 4102
Instrument Date	Jun 14, 2018
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+1.92%) Homeowner's exemption	$43,638 (+16.42%)	$436,380 (+16.42%) Land $70,000 Building $366,380
2024	$4,522.00 (+16.49%)
2023	$3,882.00 Homeowner's exemption	$37,483	$374,830 Land $70,000 Building $304,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: AT&T.

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