285 Belden Hill Rd, Wilton, CT 06897 Property Records

Wilton Town property record for 285 Belden Hill Rd, Wilton, CT 06897

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,366 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,914,588 (Apr 2025)
Tax Bill	$27,618 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71318`

Property Details

APN / Parcel Number

Primary APN	`71318`
Alternative APN	`WILT M:0100 B:003 L:01`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,366 sqft Living Area
Gross Area	10,967 sqft
1st Floor Area	2,438 sqft
Attic	Attic
Attic Area	1,500 sqft
Basement Area	2,424 sqft
Unfinished Basement	2,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	71318
Street Address	285 BELDEN HILL RD
City	WILTON
State	CT
Zip	06897-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	3
Legal Lot Number	1
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	1
Census Block	1018
Census Tract	45101

Owner

285 Belden Hill Rd is owned and occupied by two individuals who bought it in April 2025.

Source: Wilton Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	285 BELDEN HILL RD, WILTON, CT 06897-2918
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Apr 2, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage RBC BANK GEORGIA NA
Sep 12, 2023	Warranty Deed, Transfer
Nov 23, 2020	Deed of Trust, Mortgage · Balloon Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Sep 12, 2023 · Amount on File
Deed Book / Page	2579 / 329
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	285 BELDEN HILL RD, WILTON, CT 06897-2918
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002588-896
Date	Feb 13, 2026
Book Page	2588/896

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Adjustable Rate

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Apr 2, 2025
Property Address	285 BELDEN HILL RD, WILTON, CT 06897-2918
Document Number	002579-329
Book / Page	2579 / 329
Instrument Date	Mar 31, 2025
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0002579332
Date	Apr 2, 2025
Instrument	2579/332

Lender

Name	RBC BANK GEORGIA NA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Apr 1, 2030
Max Rate At Change	3%
Index	Other
Margin	3

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Sep 12, 2023
Property Address	285 BELDEN HILL RD, WILTON, CT 06897-2918
Document Number	002564-602
Book / Page	2564 / 602
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	285 BELDEN HILL RD, WILTON, CT 06897-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2521-505
Date	Nov 23, 2020
Book Page	2521/505

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Wilton Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,131,410 Land $300,020 Building $831,390	$791,987 Land $210,014 Building $581,973
2024	$27,618.00 (+7.61%)
2023	$25,666.00 (+3.65%)	$877,170 (-) Land $278,110 Building $599,060
2022	$24,763.00	$877,170 Land $278,110 Building $599,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 285 Belden Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Belden Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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