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285 Bear Cliff Dr, Nebo, NC 28761 Property Records

McDowell County property record for 285 Bear Cliff Dr, Nebo, NC 28761 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 2023
Square Footage736 sqft Heated Area
Lot Size965,725 sqft (22.1 acres)
Tax Bill$7,800.00 (2025)

Property Details

APN / Parcel Number

Primary APN1724-00-03-7147
Alternative APN
  • 39546

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area736 sqft Heated Area
Stories1 Stories
Primary FlooringLaminate Plank Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialWood Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area965,725 sqft (22.1 acres)
Total Buildings3 Total Buildings
PorchOpen Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number39546
Street Address285 BEAR CLIFF DR
CityNEBO
StateNC
Zip28761-8914
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAREA 5
Legal SubdivisionDOBSON VIEW PH 2
JurisdictionMCDOWELL NC
Minor Civil DivisionNEBO
Census Blockgroup2
Census Block2080
Census Tract970102

Owner

Source: McDowell County records · APN 1724-00-03-7147

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1122, MARION, NC 28752-1122
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2021Warranty Deed, Transfer
Nov 05, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Jul 18, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
VAN & PATRICIA BOYD
Jul 18, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 01, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleMar 01, 2019
Last Transfer DateJul 18, 2019
Transfer Doc0012800198
Record RefreshedJun 08, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateSep 13, 2021
Property AddressNEBO, NC 28761
Document Number0013680835
Book / Page1368 / 835
Map ReferenceMB 32 PG 53
Instrument DateSep 13, 2021
Instrument2021005876
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1122, MARION, NC 28752-1122

Transferred To (Grantee/Buyer)

NameVerified Name
Address1106 HENSON COVE RD, CANTON, NC 28716-9032

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateNov 05, 2020
Property AddressNEBO, NC 28761
Document Number0013290094
Book / Page001329 / 000094
Instrument DateNov 05, 2020
Instrument5830
Transaction TypeTransfer
Record UpdatedNov 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$70.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address255 BEAR CLIFF DR NEBO NC 287618914, NEBO, NC 28761-8914

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 18, 2019
Property AddressNEBO, NC 28761
Document Number0012800242
Book / Page001280 / 000242
Instrument DateJul 17, 2019
Instrument3331
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 SWAMP RD HAVELOCK NC 285328771, HAVELOCK, NC 28532-8771

Mortgage

Document Number12800246
DateJul 18, 2019
Book Page001280/000246
Instrument3332
Lender
NameVAN & PATRICIA BOYD
Address272 STOCKTON RD, MARION, NC 28752-5191
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term60 Months
DueJul 17, 2024

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateJul 18, 2019
Property AddressNEBO, NC 28761
Document Number0012800198
Book / Page001280 / 000198
Instrument DateJul 12, 2019
Instrument3323
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1122 MARION NC 287521122, MARION, NC 28752-1122

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateMar 01, 2019
Property AddressNEBO, NC 28761
Document Number0012680462
Book / Page001268 / 000462
Instrument DateMar 01, 2019
Instrument931
Transaction TypeTransfer
Record UpdatedMar 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
AddressPO BOX 1122 MARION NC 287521122, MARION, NC 28752-1122

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,800.00 (+404.2%)$1,117,610 (+404.11%) Land $221,700 Building $895,910
2023$1,547.00 (+23.27%)$221,700 (+25%) Land $221,700$1,117,610 (+530.14%) Land $221,700 Building $895,910
2022$1,255.00$177,360 Land $177,360$177,360 Land $177,360

Flood & Wildfire

285 Bear Cliff Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · McDowell County (37111C), updated December 13, 2016

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
58th percentile of exposed land nationally · 80th in North Carolina
Wildfire LikelihoodModerate — about 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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