285 Bantam St, Dekalb, IL 60115 Property Records

DeKalb County property record for 285 Bantam St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Jul 2020)
Tax Bill	$8,479 (2024)
Deeds & Mortgages	Oct 2022 Second Mortgage Jun 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-21-305-004`

Property Details

APN / Parcel Number

Primary APN	`08-21-305-004`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	0821305004
Street Address	285 BANTAM ST
City	DEKALB
State	IL
Zip	60115-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 227 - DEVONAIRE FARMS SUBDIVISION - UNIT 2
Legal Subdivision	DEVONAIRE FARMS SUBDIVISION
Legal Lot Number	227
Legal Unit	2
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	4
Census Block	4002
Census Tract	1400

Owner

285 Bantam St is owned and occupied by an individual who bought it in July 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	285 BANTAM ST, DEKALB, IL 60115-1114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN ILLINOIS FEDERAL CREDIT UNION
Jun 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHERN ILLINOIS FCU
Jul 15, 2020	Deed of Trust, Mortgage · FHA Mortgage MDE HM LNS
Jul 15, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage MDE HM LNS
Jun 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Jun 7, 2018 · Amount on File
Deed Document Number	20206829
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	285 BANTAM ST, DEKALB, IL 60115-1114
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009855
Date	Oct 13, 2022
Instrument	2022009855

Lender

Name	NORTHERN ILLINOIS FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	DEKALB, IL 60115

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	176 Months
Due	May 31, 2037

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	285 BANTAM ST, DEKALB, IL 60115-1114
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006154
Date	Jun 28, 2022
Instrument	2022006154

Lender

Name	NORTHERN ILLINOIS FCU
Type	Credit Union
Address	DEKALB, IL 60115

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2037

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	285 BANTAM ST, DEKALB, IL 60115-1114
Document Number	0000006830
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	MORRIS ABSTRACT AND TITLE INC, MORRIS ABSTRACT & TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BANTAM ST DEKALB IL 60115, DEKALB, IL 60115

Mortgage

Document Number	0000006830
Date	Jul 15, 2020
Instrument	6830

Lender

Name	MDE HM LNS
Type	Funding / Finance Company
Address	TINTON FALLS, NJ 07724

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 15, 2020
Property Address	285 BANTAM ST, DEKALB, IL 60115-1114
Document Number	0000006829
Instrument Date	Jun 15, 2020
Instrument	6829
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2020
Title Company	MORRIS ABSTRACT AND TITLE INC, MORRIS ABSTRACT & TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 BANTAM ST DEKALB IL 60115, DEKALB, IL 60115

Mortgage

Document Number	6830
Date	Jul 15, 2020
Instrument	6830

Lender

Name	MDE HM LNS
Type	Funding / Finance Company
Address	TINTON FALLS, NJ 07724

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 7, 2018
Property Address	285 BANTAM ST, DEKALB, IL 60115-1114
Document Number	0000005436
Instrument Date	Jun 6, 2018
Instrument	5436
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$272.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	750 BUNKER CT #500 VERNON HILLS IL 600611865, 500, VERNON HILLS, IL 60061-1865
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$123,122 Land $13,601 Building $109,521	$369,366 Land $40,803 Building $328,563
2024	$8,479.00
2023		$98,029 Land $10,829 Building $87,200	$294,087 Land $32,487 Building $261,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 285 Bantam St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1980–2013)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Bantam St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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