Hardin County property record for 285 Bain Rd, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,144 sqft · built 2009 |
| Lot Size | 0.416 acres (18,144 sqft) |
| Owner | Individual Name on File |
| Last Sale | $153,500 (Dec 2023) |
| Tax Bill | $819 (2024) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036083J B 02801 |
| Primary APN | 036083J B 02801 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,144 sqft (0.416 acres) |
| Lot Dimensions | 216 ft deep x 84 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 285 BAIN RD |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-2722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COTTAGE COVE VILLAS 3 |
| Legal Subdivision | COTTAGE COVE VILLAS |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 920402 |
285 Bain Rd is owned by an individual who bought it in December 2023.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 145 CERRO GORDO RD, OLIVEHILL, TN 38475 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage PEOPLES BANK |
| Oct 19, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on File |
| Deed Sale | Dec 19, 2023 · Amount on File |
| Prior Sale | Oct 19, 2023 · Amount on File |
| Deed Document Number | 171901 |
| Deed Book / Page | 834 / 952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Dec 19, 2023 |
| Property Address | 285 BAIN RD, SAVANNAH, TN 38372-2722 |
| Document Number | 0000834952 |
| Book / Page | 834 / 952 |
| Map Reference | CAB 7 SL 151 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 171901 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.95 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 145 CERRO GORDO RD, OLIVEHILL, TN 38475 |
| Document Number | 0000171902 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 171902 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Oct 19, 2023 |
| Property Address | 285 BAIN RD, SAVANNAH, TN 38372-2722 |
| Document Number | 0000833273 |
| Book / Page | 833 / 273 |
| Map Reference | CAB 7 SL 151 |
| Instrument Date | Oct 18, 2023 |
| Instrument | 171008 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4121 KING DR, MILAN, TN 38358-4549 |
| Document Number | 0000171009 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 171009 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2024 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Savannah City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,400 Land $1,725 Building $31,675 | ||
| 2024 | $819.00 | ||
| 2023 | $819.00 (+41.94%) | $33,400 (+59.62%) Land $1,725 Building $31,675 | $133,600 (+59.62%) Land $6,900 Building $126,700 |
| 2022 | $577.00 | $20,925 Land $1,725 Building $19,200 | $83,700 Land $6,900 Building $76,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 285 Bain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 285 Bain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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