285 Andover Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 285 Andover Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,750 sqft · built 1970
Lot Size	0.377 acres (16,409 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2025)
Tax Bill	$6,832 (2026)
Deeds & Mortgages	May 2025 Sale & Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0034 B:0096 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0034 B:0096 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,328 sqft
Basement Area	1,008 sqft
Unfinished Basement	302 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,409 sqft (0.377 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	285 ANDOVER RD
City	BILLERICA
State	MA
Zip	01821-1439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Block	96
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3007
Census Tract	316101

Owner

285 Andover Rd is owned and occupied by two individuals who bought it in May 2025.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	285 ANDOVER RD, BILLERICA, MA 01821-1439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HAVERHILL BANK
Jun 23, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Oct 31, 2014 · Amount on File
Deed Book / Page	39232 / 154
Record Updated	Oct 29, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	May 6, 2025
Property Address	285 ANDOVER RD, BILLERICA, MA 01821-1439
Document Number	039232-154
Book / Page	39232 / 154
Instrument Date	May 6, 2025
Instrument	13329
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	285 ANDOVER RD, BILLERICA, MA 01821-1439

Mortgage

Document Number	0000013330
Date	May 6, 2025
Instrument	13330

Lender

Name	HAVERHILL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Jun 23, 2023
Property Address	285 ANDOVER RD, BILLERICA, MA 01821-1439
Document Number	037904-237
Book / Page	37904 / 237
Instrument Date	Jun 19, 2023
Instrument	17685
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 ANDOVER RD, BILLERICA, MA 01821-1439

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	285 ANDOVER RD, BILLERICA, MA 01821-1439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31013-159
Date	Mar 31, 2017
Book Page	31013/159
Instrument	13221

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 285 Andover Rd was $6,832, up 12% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,832.00 (+11.98%)	$588,500 (+9.67%) Land $298,300 Building $288,900	$707,560 (-)
2025	$6,101.00 (+12.73%)	$536,600 (+11.93%) Land $289,500 Building $247,100	$707,560 (+36.24%)
2024	$5,412.00 (+5.91%)	$479,400 (+11.36%) Land $261,900 Building $217,500	$519,365
2023	$5,110.00	$430,500 Land $222,100 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Andover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	21 units insured incl. 2 condo units
Nearby Flood Claims	19 (1979–2010)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Andover Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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