285 Ancona Ave, Debary, FL 32713 Property Records

Volusia County property record for 285 Ancona Ave, Debary, FL 32713

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,987 sqft · built 2018
Lot Size0.195 acres (8,500 sqft)
Owner2 Trust Names on File
Last Sale$575,000 (Dec 2021)
Tax Bill$7,934 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN8031-12-00-2710

Property Details

APN / Parcel Number

Primary APN8031-12-00-2710
Alternative APNs
  • 31183012002710
  • 7841088.0
  • 7841088

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,987 sqft Living Area
Gross Area4,407 sqft
1st Floor Area1,763 sqft
Upper Floors Area2,088 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area8,500 sqft (0.195 acres)
Lot Dimensions125 ft deep x 68 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area244 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number7841088
Street Address285 ANCONA AVE
CityDEBARY
StateFL
Zip32713-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description31-18-30 LOT 271 RIVIERA BELLA UNIT 4 REPLAT MB 57 PGS 117-118 INC PER OR 7378 PGS 4198-4203 INC PER OR 7538 PG 0390 PER OR 7860 PG 1197 PER OR 8168 PG 3654
Legal Range30E
Legal Township18S
Legal Section31
Legal SubdivisionRIVIERA BELLA UNIT 4
Legal Tract12
Legal Lot Number271
Legal Unit4
JurisdictionVOLUSIA FL
Township / Civil DivisionDEBARY-ORANGE CITY
Census Block Group1
Census Block1015
Census Tract90904

Owner

285 Ancona Ave is owner-occupied and held in a trust since December 2021.

Source: Volusia County records, as of March 16, 2026

Owner of Record2 Trust Names on File
Mailing Address285 ANCONA AVE, DEBARY, FL 32713-5406
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Jun 4, 2020Quit Claim Deed, Transfer
NATIONS LNDG
Apr 27, 2018Grant Deed, Transfer · Conventional with PMI
M&I FIN'L
Mar 30, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2021 · Amount on File
Deed SaleDec 9, 2021 · Amount on File
Prior SaleApr 27, 2018 · Amount on File
Deed Document Number2021294392
Deed Book / Page8168 / 3654
Prior Transfer DateMay 6, 2020
Prior Transfer Doc0078601197
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateDec 9, 2021
Property Address285 ANCONA AVE, DEBARY, FL 32713-5406
Document Number0081683654
Book / Page8168 / 3654
Map ReferenceMB 57 PG 117
Instrument DateDec 3, 2021
Instrument2021-294392
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyNONA TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address269 W CONSTANCE RD, 269, DEBARY, FL 32713-3955

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 ANCONA AVE, DEBARY, FL 32713-5406

Mortgage

Document Number0081683656
DateDec 9, 2021
Instrument8168/3656
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Mortgage

Document Number0081684071
DateDec 9, 2021
Book Page8168/4071
Instrument2021-294518
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateJun 4, 2020
Property Address285 ANCONA AVE, DEBARY, FL 32713-5406
Document Number0078601197
Book / Page007860 / 001197
Instrument DateMay 6, 2020
Instrument99970
Transaction TypeTransfer
Record UpdatedAug 5, 2020
Title CompanyTITLE INSURANCE COMMITMENT, TITLE INS COMMITMENT

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address285 ANCONA AVE DEBARY FL 327135406, DEBARY, FL 32713-5406

Mortgage

Document Number78601200
DateJun 4, 2020
Book Page007860/001200
Instrument99971
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
AmountAmount on Record
Term360 Months
DueJun 3, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVOLUSIA FL
Recording DateApr 27, 2018
Property Address285 ANCONA AVE, DEBARY, FL 32713-5406
Document Number0075380390
Book / Page007538 / 000390
Instrument DateApr 26, 2018
Instrument84916
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyM/I TITLE AGENCY LIMITED LC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,800.46
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 ANCONA AVE DEBARY FL 327135406, DEBARY, FL 32713-5406

Mortgage

Document Number75380391
DateApr 27, 2018
Book Page007538/000391
Instrument84917
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 26, 2048

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVOLUSIA FL
Recording DateMar 30, 2017
Property Address285 ANCONA AVE, DEBARY, FL 32713-5406
Document Number0073784198
Book / Page007378 / 004198
Instrument DateMar 29, 2017
Instrument62637
Transaction TypeTransfer
Record UpdatedMay 9, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$6,552.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address400 INTERNATIONAL PKWY #470 LAKE MARY FL 327465054, 470, LAKE MARY, FL 32746-5054
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 285 Ancona Ave was $7,934 with a homeowner's exemption, up 4.4% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeBary City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,972 (+2.7%)$559,629 (+1.47%) Land $82,416 Building $477,213
2025$7,934.00 (+4.37%) Homeowner's exemption$512,145$551,506 Land $82,416 Building $469,090
2024$7,602.00 (+5.16%)
2023$7,229.00 (+1.8%) Homeowner's exemption$483,216 (+3%)$533,094 (+13.63%) Land $60,782 Building $472,312
2022$7,101.00 Homeowner's exemption$469,142 Land $57,004 Building $412,138$469,142 Land $57,004 Building $412,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 285 Ancona Ave in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Nearby Flood Policies56 in force
Nearby Flood Claims20 (1992–2024)
Claims Outside the SFHA13 of 20
Most Recent ClaimNov 2024 · river or lake flooding
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 285 Ancona Ave is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/SOUTHWEST WATER SYSTEM
serves 19,672 people · EPA ID FL3641336
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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