285 Acuff Rd, Gurley, AL 35748 Property Records

Madison County property record for 285 Acuff Rd, Gurley, AL 35748

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,152 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$192,900 (Jan 2024)
Tax Bill	$338 (2026)
Deeds & Mortgages	Jan 2024 Sale Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-07-26-0-000-042.000`

Property Details

APN / Parcel Number

Primary APN	`12-07-26-0-000-042.000`
Alternative APNs	`083000` `580944` `623183`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	1,220 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	623183
Street Address	285 ACUFF RD
City	GURLEY
State	AL
Zip	35748-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T3S R2E COM CTR OF E BDRY SEC 23 TH S 1306.42 FT TH S 400 FT TH S 81 DEG W 535.7 FT TH S 84 DEG W 458 FT TH S 84 DEG W
Legal Range	02E
Legal Township	03S
Legal Section	26
Legal Subdivision	TE HEWLETT
Jurisdiction	MADISON AL
Township / Civil Division	NEW MARKET
Census Block Group	1
Census Block	1025
Census Tract	10200

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13427 US 72, ROGERSVILLE, AL 35652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2024	Warranty Deed, Transfer
Jan 8, 2024	Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC
Dec 22, 2023	Correction Deed
Aug 17, 2023	Warranty Deed, Transfer · Commercial Mortgage C&B HOLDINGS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on Record
Deed Sale	Jan 8, 2024 · Amount on Record
Prior Sale	Aug 17, 2023 · Amount on Record
Deed Book / Page	2024 / 818
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 8, 2024
Property Address	285 ACUFF RD, GURLEY, AL 35748-9701
Document Number	0000000818
Book / Page	DEED2024 / 818
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 RIVERWAY STE 1555, 1555, HOUSTON, TX 77056-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13427 HIGHWAY 72, ROGERSVILLE, AL 35652-6317

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Jan 8, 2024
Property Address	285 ACUFF RD, GURLEY, AL 35748-9701
Document Number	0000000818
Book / Page	DEED 2024 / 818
Instrument Date	Jan 5, 2024
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 RIVERWAY STE 1555, 1555, HOUSTON, TX 77056-1963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13427 HIGHWAY 72, ROGERSVILLE, AL 35652-6317

Mortgage

Document Number	0020243163
Date	Jan 8, 2024
Instrument	2024/3163

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	MADISON AL
Recording Date	Dec 22, 2023
Property Address	285 ACUFF RD, GURLEY, AL 35748-9701
Document Number	0000049570
Book / Page	DEED2023 / 49570
Instrument Date	Dec 20, 2023
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Aug 17, 2023
Property Address	285 ACUFF RD, GURLEY, AL 35748-9701
Document Number	0000031463
Book / Page	DEED 2023 / 31463
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	234 JOHN HICKS RD, HAZEL GREEN, AL 35750-8155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7800 MADISON PIKE, MADISON, AL 35758-1435

Mortgage

Document Number	0000136328
Date	Aug 17, 2023
Book Page	MTG 2023/136328

Lender

Name	C&B HOLDINGS LLC
Type	Non-Lending Institution
Address	MESA, AZ 85206

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$338.00
2025	$338.00 (-51.44%) Homeowner's exemption	$10,800 (-44.62%) Land $2,500 Building $8,300	$107,800 (+10.56%) Land $25,000 Building $82,800
2023	$696.00 (+144.21%)	$19,500 (+146.21%) Land $5,000 Building $14,500	$97,500 (+23.26%) Land $25,000 Building $72,500
2022	$285.00	$7,920 Land $1,300 Building $6,620	$79,100 Land $13,000 Building $66,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NHTC Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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