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285 Aberdeen Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 285 Aberdeen Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,419 sqft · built 1996
Lot Size0.313 acres (13,643 sqft)
Owner2 Individual Names on Record
Last Sale$287,000 (Nov 2016)
Deeds & MortgagesSep 2022 Mortgage
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN19-29-480-017

Property Details

APN / Parcel Number

Primary APN19-29-480-017

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,419 sqft
Gross Area3,707 sqft
1st Floor Area1,302 sqft
2nd Floor Area1,117 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,643 sqft (0.313 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address285 ABERDEEN DR
CityALGONQUIN
StateIL
Zip60102-1734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2016R0046456 LT 25 FALCON RIDGE OF STONEGATE UNIT 2
Legal Range08E
Legal Township43N
Legal Section29
Legal SubdivisionFALCON RIDGE/STONEGATE 02
Legal Block480
Legal Lot Number25
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1004
Census Tract871206

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address285 ABERDEEN DR, ALGONQUIN, IL 60102-1734
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2022Deed of Trust, Mortgage · Closed-End Mortgage
BMO HARRIS BANK NA
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANDIGO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleDec 9, 2008 · Amount on Record
Deed Document NumberWARRANTY DEED
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address285 ABERDEEN DR, ALGONQUIN, IL 60102-1734
Transaction TypeMortgage
Record UpdatedOct 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address285 ABERDEEN DR, ALGONQUIN, IL 60102-1734

Mortgage

Document Number0000033761
DateSep 29, 2022
Instrument2022R0033761
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueSep 27, 2042
Interest
Rate6.89%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address285 ABERDEEN DR, ALGONQUIN, IL 60102-1734
Document Number0000024120
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address285 ABERDEEN DR ALGONQUIN IL 601021734, ALGONQUIN, IL 60102-1734

Mortgage

Document Number0000024120
DateAug 1, 2019
Instrument24120
Lender
NameANDIGO CU
AddressSCHAUMBURG, IL 60173
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJul 31, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$120,504 Land $29,600 Building $90,904$361,512 Land $88,800 Building $272,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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