Suffolk County and Smithtown Town property record for 285 5th St, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,094 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Jun 2025) |
| Tax Bill | $11,395 (2024) |
| Deeds & Mortgages | Oct 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 57.-3-14 |
| Primary APN | 473489 57.-3-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 1,351 sqft |
| 1st Floor Area | 1,094 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 257 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J70660 |
|---|---|
| Street Address | 285 5TH ST |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10-404301 TC-76 *575 E 137 LOT 55 HOUSE & HOME MAP 18 |
| Legal Subdivision | 18TH MAP PROPERTY HOUSE & HOME CO |
| Legal Block | 3 |
| Legal Lot Number | 14 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 135003 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 DOLPHIN LN, NORTHPORT, NY 11768-1859 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on File |
| Deed Sale | Jun 17, 2025 · Amount on File |
| Prior Sale | Jan 3, 2005 · Amount on File |
| Deed Book / Page | 13298 / 406 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 285 5TH ST, SAINT JAMES, NY 11780-2519 |
| Document Number | 0228690619 |
| Book / Page | 022869 / 000619 |
| Instrument Date | Oct 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | LANDSTAR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 285 5TH ST ST JAMES NY 117802519, ST JAMES, NY 11780-2519 |
| Document Number | 0228690619 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 022869/000619 |
| Name | ASTORIA BK |
|---|---|
| Type | Bank |
| Address | JERICHO, NY 11753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Oct 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,635 (-) Land $200 Building $4,435 | $579,375 (+10,774.16%) Land $25,000 Building $554,375 | |
| 2024 | $11,395.00 | ||
| 2023 | $4,635 Land $200 Building $4,435 | $5,328 Land $230 Building $5,098 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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