Boulder County property record for 285 31st St, Boulder, CO 80305
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,272 sqft · built 1955 |
| Lot Size | 0.17 acres (7,411 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,230,000 (Jun 2026) |
| Tax Bill | $4,508 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jun 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1577-05-2-10-029 |
| Primary APN | 1577-05-2-10-029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,272 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,411 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 148 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0004049 |
|---|---|
| Street Address | 285 31ST ST |
| City | BOULDER |
| State | CO |
| Zip | 80305-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29 BLK 10 HIGHLAND PARK 1 |
| Legal Range | 70 |
| Legal Township | 1S |
| Legal Section | 05 |
| Legal Subdivision | HIGHLAND PARK 1 - BO |
| Legal Block | 10 |
| Legal Lot Number | 29 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 12507 |
Source: Boulder County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Jun 9, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FIDELITY NATIONAL TITLE |
| Sep 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Jul 12, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage DEW MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Jul 22, 2013 · Amount on Record |
| Deed Document Number | 20264135413 |
| Prior Transfer Date | Sep 14, 2021 |
| Prior Transfer Doc | 0003916010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0003966586 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 3966586 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jun 9, 2026 |
| Property Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0004135413 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20264135413 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,423.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0004135414, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 20264135414 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Sep 23, 2021 |
| Property Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0003916010 |
| Instrument Date | Sep 14, 2021 |
| Instrument | 3916010 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | GUARDIAN LAND TITLE, GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0003916011 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 3916011 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0003746842 |
| Instrument Date | Oct 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 285 31ST ST BOULDER CO 803053403, BOULDER, CO 80305-3403 |
| Document Number | 0003746842 |
|---|---|
| Date | Nov 5, 2019 |
| Instrument | 3746842 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Address | FOUNTAIN VALLEY, CA 92708 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BOULDER CO |
| Recording Date | Jul 12, 2018 |
| Property Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0003665606 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 3665606 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 285 31ST ST, BOULDER, CO 80305-3403 |
| Document Number | 0003665607 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 3665607 |
| Name | DEW MORTGAGE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,689 (-1.27%) Land $27,146 Building $19,543 | $756,600 (-) Land $469,200 Building $287,400 | |
| 2025 | $4,508.00 (+2.81%) | $47,288 (-13.18%) Land $29,325 Building $17,963 | $756,600 (-6.93%) Land $469,200 Building $287,400 |
| 2023 | $4,385.00 (+11.78%) | $54,464 (+28.91%) Land $34,498 Building $19,966 | $812,900 (+33.72%) Land $514,900 Building $298,000 |
| 2022 | $3,923.00 | $42,249 Land $26,125 Building $16,124 | $607,900 Land $375,900 Building $232,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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