Sussex County property record for 28498 Seaford Rd, Laurel, DE 19956
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 888 sqft · built 1950 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (May 2025) |
| Tax Bill | $705 (2026) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 132-12.00-48.00 |
| Primary APN | 132-12.00-48.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 888 sqft Living Area |
| Elevator | Elevator |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 200 ft deep x 70 ft wide |
| Street Address | 28498 SEAFORD RD |
|---|---|
| City | LAUREL |
| State | DE |
| Zip | 19956-3714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | RT 13A |
| Legal Subdivision | LAUREL |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | LAUREL-DELMAR |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 51801 |
28498 Seaford Rd is owned and occupied by two individuals who bought it in May 2025.
Source: Sussex County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28498 SEAFORD RD, LAUREL, DE 19956-3714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2021 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2025 · Amount on File |
| Deed Sale | May 7, 2025 · Amount on File |
| Prior Sale | Oct 12, 2021 · Amount on File |
| Deed Document Number | 202515979 |
| Deed Book / Page | 6297 / 164 |
| Prior Transfer Date | Dec 19, 2014 |
| Prior Transfer Doc | 0146410253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 28498 SEAFORD RD, LAUREL, DE 19956-3714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0217600041 |
|---|---|
| Date | May 18, 2023 |
| Book Page | 21760/41 |
| Instrument | 2023000017286 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Oct 12, 2021 |
| Property Address | 28498 SEAFORD RD, LAUREL, DE 19956-3714 |
| Document Number | 0055690102 |
| Book / Page | 5569 / 102 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 20210000063279 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28498 SEAFORD RD, LAUREL, DE 19956-3714 |
| Document Number | 0203900271 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 20390/271 |
| Instrument | 20210000063280 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 28498 Seaford Rd was $705, up 2.8% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Unified School District | Laurel School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705.00 (+2.77%) | $4,250 (-) Land $500 Building $3,750 | $185,400 (-) Land $41,600 Building $143,800 |
| 2025 | $686.00 | $4,250 Land $500 Building $3,750 | $185,400 Land $41,600 Building $143,800 |
| 2023 | $274.00 | $4,250 Land $500 Building $3,750 | $8,500 Land $1,000 Building $7,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 28498 Seaford Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28498 Seaford Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 83% of Delaware |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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