28497 249th Ave, Sebeka, MN 56477 Property Records

Wadena County property record for 28497 249th Ave, Sebeka, MN 56477

Property Summary

Property Type	Single Family Home
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jun 2016)
Tax Bill	$692 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit May 2023 Line of Credit + 3 more
APN	`09-033-4010`

Property Details

APN / Parcel Number

Primary APN	`09-033-4010`

Exterior

Lot Area	1,742,400 sqft (40 acres)

Location & Zoning

Street Address	28497 249TH AVE
City	SEBEKA
State	MN
Zip	56477-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	40.00 AC - NE1/4 SE1/4
Legal Range	033
Legal Township	137
Legal Section	33
Jurisdiction	WADENA MN
Township / Civil Division	ORTON
Census Block Group	2
Census Block	2024
Census Tract	480100

Owner

28497 249th Ave is owned and occupied by two individuals who bought it in June 2016.

Source: Wadena County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24615 COUNTY ROAD 12, SEBEKA, MN 56477-2366
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK
May 8, 2023	Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRT
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK
Jan 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERNATIONAL BANK & TRT
Nov 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2016 · Amount on File
Deed Sale	Jun 15, 2016 · Amount on File
Prior Sale	Jun 15, 2016 · Amount on File
Deed Document Number	2016244371
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	28497 249TH AVE, SEBEKA, MN 56477-2746
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000265653
Date	Oct 31, 2023
Instrument	265653

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 28, 2048

Interest

Rate Type	Adjustable Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	28497 249TH AVE, SEBEKA, MN 56477-2746
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264351
Date	May 8, 2023
Instrument	264351

Lender

Name	FIRST INTERNATIONAL BANK & TRT
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	6 Months
Due	Oct 28, 2023

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	28497 249TH AVE, SEBEKA, MN 56477-2746
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000252348
Date	May 15, 2019
Instrument	252348

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	7 Months
Due	Nov 1, 2019

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	28497 249TH AVE, SEBEKA, MN 56477-2746
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248874
Date	Jan 19, 2018
Instrument	248874

Lender

Name	FIRST INTERNATIONAL BANK & TRT
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	84 Months
Due	Dec 28, 2024

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WADENA MN
Property Address	28497 249TH AVE, SEBEKA, MN 56477-2746
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256514
Date	Nov 9, 2020
Instrument	256514

Lender

Name	FIRST INTERNATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 28, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 28497 249th Ave was $692 with a homeowner's exemption.

Source: Wadena County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wadena County
County Subdivision	Orton Township
Unified School District	Sebeka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$692.00 Homeowner's exemption	$149,500 (+11.4%) Land $149,500	$149,500 (+11.4%) Land $149,500
2025		$134,200 Land $134,200	$134,200 Land $134,200
2023	$562.00 Homeowner's exemption	$113,100 Land $113,100	$113,100 Land $113,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 28497 249th Ave; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28497 249th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Central Telephone Association Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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