28490 Reef Dr, Selbyville, DE 19975 Property Records

Sussex County property record for 28490 Reef Dr, Selbyville, DE 19975

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,664 sqft · built 2020
Lot Size	0.246 acres (10,707 sqft)
Owner	2 Individual Names on File
Last Sale	$396,920 (Aug 2020)
Tax Bill	$933 (2026)
Deeds & Mortgages	Nov 2021 Refinance Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`533-18.00-257.00`

Property Details

APN / Parcel Number

Primary APN	`533-18.00-257.00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,707 sqft (0.246 acres)
Lot Dimensions	130 ft deep x 69 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	371 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28490 REEF DR
City	SELBYVILLE
State	DE
Zip	19975-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN
Legal Description	LIGHTHOUSE LAKES LOT S159
Legal Subdivision	SELBYVILLE
Legal Lot Number	S159
Jurisdiction	SUSSEX DE
Township / Civil Division	SELBYVILLE-FRANKFORD
Census Block Group	2
Census Block	2034
Census Tract	51312

Owner

28490 Reef Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28490 REEF DR, SELBYVILLE, DE 19975-4460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO
Aug 6, 2020	Deed, Transfer
May 4, 2020	Grant Deed, Transfer ATTORNEY ONLY
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage NVR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	202035038
Deed Book / Page	5287 / 84
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	28490 REEF DR, SELBYVILLE, DE 19975-4460
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204880028
Date	Nov 5, 2021
Book Page	20488/28
Instrument	20210000068734

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	25 Months
Due	Dec 1, 2023

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 6, 2020
Property Address	28490 REEF DR, SELBYVILLE, DE 19975-4460
Document Number	0052870084
Book / Page	5287 / 84
Instrument Date	Jul 30, 2020
Instrument	20200000035038
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	28490 REEF DR, SELBYVILLE, DE 19975-4460

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	May 4, 2020
Property Address	28490 REEF DR, SELBYVILLE, DE 19975-4460
Document Number	0052340145
Book / Page	005234 / 000145
Instrument Date	Apr 6, 2020
Instrument	18128
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$255.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	32445 ROYAL BLVD #1 DAGSBORO DE 199393860, 1, DAGSBORO, DE 19939-3860
Investor	Possibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	28490 REEF DR, SELBYVILLE, DE 19975-4460
Document Number	0164130199
Book / Page	016413 / 000199
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0164130199
Date	Aug 23, 2017
Book Page	016413/000199
Instrument	31571

Lender

Name	NVR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 28490 Reef Dr was $933, down 0.4% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Municipality	Selbyville Town
Unified School District	Indian River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$933.00 (-0.43%)	$3,000 (-) Land $3,000	$421,700 (-) Land $97,200 Building $324,500
2025	$937.00	$3,000 Land $3,000	$421,700 Land $97,200 Building $324,500
2023	$1,383.00	$3,000 Land $3,000	$65,200 Land $6,000 Building $59,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28490 Reef Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28490 Reef Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

28490 Reef Dr, Selbyville, DE 19975 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2017: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Reef Dr

Nearby Streets

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