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2849 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2849 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,949 sqft · built 2021
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$509,000 (Apr 2022)
Tax Bill$9,118 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN202631013700013170

Property Details

APN / Parcel Number

Primary APN202631013700013170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,949 sqft Heated Area
Gross Area3,653 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Garage TypeFinished
PorchFinished/Screened Porch
Porch Area150 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2849 NOTTEL DR
CitySAINT CLOUD
StateFL
Zip34772-8765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 317
Legal SubdivisionHANOVER LAKES PHS 4
Legal Phase4
Legal Lot Number317
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 202631013700013170

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2849 NOTTEL DR, SAINT CLOUD, FL 34772-8765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Dec 10, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleDec 10, 2021 · Amount on Record
Deed Document Number2022058584
Deed Book / Page6193 / 359
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 13, 2022
Property Address2849 NOTTEL DR, SAINT CLOUD, FL 34772-8765
Document Number0061930359
Book / Page6193 / 359
Map ReferenceMB 30 PG 97
Instrument DateApr 08, 2022
Instrument2022058584
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,563.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8589 CRESCENDO AVE, WINDERMERE, FL 34786-5731

Transferred To (Grantee/Buyer)

NameVerified Name
Address2849 NOTTEL DR, SAINT CLOUD, FL 34772-8765

Mortgage

Document Number0006193361
DateApr 13, 2022
Instrument6193/361
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 10, 2021
Property Address2849 NOTTEL DR, SAINT CLOUD, FL 34772-8765
Document Number0061042883
Book / Page6104 / 2883
Map ReferenceMB 30 PG 97
Instrument DateNov 26, 2021
Instrument2021190551
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$2,825.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6675 WESTWOOD BLVD # 5, 5, ORLANDO, FL 32821-8061

Transferred To (Grantee/Buyer)

NameVerified Name
Address2849 NOTTEL DRIVE, SAINT CLOUD, FL 34772-8765

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,118.00 (+6.34%) Homeowner's exemption$482,625 (+5.99%)$484,800 (+1.21%) Land $100,000 Building $384,800
2023$8,574.00 (+4.42%) Homeowner's exemption$455,364 (+15.99%)$479,000 (+22.01%) Land $95,000 Building $384,000
2022$8,211.00$392,600 Land $80,000 Building $312,600$392,600 Land $80,000 Building $312,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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