28488 Laurel Cir, Valley, NE 68064 Property Records

Douglas County property record for 28488 Laurel Cir, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,281 sqft · built 2022
Lot Size	0.253 acres (11,018 sqft)
Owner	Individual Name on File
Last Sale	$1,025,000 (Jul 2026)
Tax Bill	$13,402 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2021 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`4043-0128-10`

Property Details

APN / Parcel Number

Primary APN	`4043-0128-10`
Alternative APNs	`R1040430128` `1040430128`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,281 sqft Living Area
Gross Area	4,758 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Multi-Level
Roof Type	Shed Roof
Roof Material	Composition Shingle
Lot Area	11,018 sqft (0.253 acres)
Garage Type	Attached
Garage Area	1,312 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1040430128
Street Address	28488 LAUREL CIR
City	VALLEY
State	NE
Zip	68064-1670
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLATWATER LAKE DEVELOPMENT 2ND ADD LOT 81 BLOCK 0 LOT 81 11,018 SQ FT
Legal Subdivision	FLATWATER LAKE DEVELOPMENT 2ND ADD
Legal Lot Number	81
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7504

Owner

28488 Laurel Cir is owned and occupied by an individual who bought it in July 2026.

Source: Douglas County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	28488 LAUREL CIR, VALLEY, NE 68064-1670
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer ALIGNED TITLE
Oct 26, 2021	Deed of Trust, Mortgage · Construction Mortgage CORE BANK
Nov 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage CORE BANK
Dec 20, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2026 · Amount on File
Deed Sale	Jul 30, 2026 · Amount on File
Prior Sale	Nov 16, 2020 · Amount on File
Deed Document Number	202666844
Prior Transfer Date	Oct 25, 2021
Prior Transfer Doc	0000165015
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	Jul 30, 2026
Property Address	28488 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000066844
Instrument Date	Jul 27, 2026
Instrument	202666844
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	ALIGNED TITLE

Transaction

Amount	Amount on Record
Tax	$343,703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28488 LAUREL CIR, VALLEY, NE 68064-1670

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28488 LAUREL CIR, VALLEY, NE 68064-1670
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19709 MARINDA ST, OMAHA, NE 68130-3033

Mortgage

Document Number	0000140891
Date	Oct 26, 2021
Instrument	2021140891

Lender

Name	CORE BANK
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Construction Mortgage
Amount	Amount on Record

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	28488 LAUREL CIR, VALLEY, NE 68064-1670
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113953
Date	Nov 23, 2022
Instrument	2022113953

Lender

Name	CORE BANK
Type	Bank
Address	OFFUTT AFB, NE 68113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Aug 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DOUGLAS NE
Recording Date	Dec 20, 2021
Property Address	28488 LAUREL CIR, VALLEY, NE 68064-1670
Document Number	0000165015
Instrument Date	Oct 25, 2021
Instrument	2021165015
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 28488 Laurel Cir was $13,402, up 1% from the year before.

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,402.00 (+0.99%)	$983,300 Land $150,000 Building $833,300	$983,300 Land $150,000 Building $833,300
2024	$13,270.00 (-11.46%)
2023	$14,988.00 (+463.46%)	$935,000 Land $150,000 Building $785,000	$935,000 Land $150,000 Building $785,000
2022	$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28488 Laurel Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	179 units insured incl. 12 condo units
Nearby Flood Claims	128 (1978–2024)
Claims Outside the SFHA	3 of 128
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 50 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28488 Laurel Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 71% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Great Plains Communications, Nextlink.

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