2848 Urban Pl, Berthoud, CO 80513 Property Records

Larimer County property record for 2848 Urban Pl, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 2018
Lot Size	0.168 acres (7,349 sqft)
Owner	Individual Name on Record
Last Sale	$462,000 (Oct 2022)
Tax Bill	$4,888 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`94023-09-004`

Property Details

APN / Parcel Number

Primary APN	`94023-09-004`
Alternative APN	`R1656954`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,349 sqft (0.168 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1656954
Street Address	2848 URBAN PL
City	BERTHOUD
State	CO
Zip	80513-7091
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLOCK 5, PRAIRIESTAR FILING NO 1, BER (20140030665)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 1
Legal Block	5
Legal Lot Number	4
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2105
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2848 URBAN PL, BERTHOUD, CO 80513-7091
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA
Sep 17, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20220062546
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 18, 2022
Property Address	2848 URBAN PL, BERTHOUD, CO 80513-7091
Document Number	0000062546
Instrument Date	Oct 14, 2022
Instrument	20220062546
Transaction Type	Transfer
Record Updated	Oct 24, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2848 URBAN PL, 2848, BERTHOUD, CO 80513-7091

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2848 URBAN PL, BERTHOUD, CO 80513-7091

Mortgage

Document Number	0000062547
Date	Oct 18, 2022
Instrument	20220062547

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 17, 2018
Property Address	2848 URBAN PL, BERTHOUD, CO 80513-7091
Document Number	0000057192
Instrument Date	Sep 13, 2018
Instrument	57192
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.69
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2848 URBAN PL BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	57193
Date	Sep 17, 2018
Instrument	57193

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,538 (-6.01%) Land $7,650 Building $25,888	$536,600 (+0.75%) Land $122,400 Building $414,200
2023	$4,888.00 (+24.69%)	$35,684 (+34.09%) Land $8,201 Building $27,483	$532,600 (+39.1%) Land $122,400 Building $410,200
2022	$3,920.00	$26,611 Land $6,616 Building $19,995	$382,900 Land $95,200 Building $287,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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