Franklin County property record for 2848 Swelling Rd, Ferrum, VA 24088
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,456 sqft · built 2004 |
| Lot Size | 2.75 acres (120,051 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $906 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 101 00-004 03 |
| Primary APN | 101 00-004 03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 1,612 sqft |
| 1st Floor Area | 1,456 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 120,051 sqft (2.75 acres) |
| Terrain | Rolling |
| Garage Area | 1,024 sqft |
| Parking Spaces | 5 Parking Spaces |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 28746 |
|---|---|
| Street Address | 2848 SWELLING RD |
| City | FERRUM |
| State | VA |
| Zip | 24088-4177 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NZ |
| Legal Description | RT 766 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 20701 |
Source: Franklin County records · APN 101 00-004 03
Assessment roll updated June 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2848 SWELLING RD, FERRUM, VA 24088-4177 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Property Address | 2848 SWELLING RD, FERRUM, VA 24088-4177 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2848 SWELLING RD, FERRUM, VA 24088-4177 |
| Document Number | 0011951644 |
|---|---|
| Date | Feb 17, 2023 |
| Book Page | 1195/1644 |
| Instrument | 230000836 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $906.00 (+32.84%) | $210,900 (+88.47%) Land $28,200 Building $182,700 | $210,900 (+88.47%) Land $28,200 Building $182,700 |
| 2023 | $682.00 | $111,900 (-) Land $21,200 Building $90,700 | $111,900 (-) Land $21,200 Building $90,700 |
| 2022 | $111,900 Land $21,200 Building $90,700 | $111,900 Land $21,200 Building $90,700 |
Source: FEMA National Flood Hazard Layer, Franklin County (51067C), as of January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Shenandoah Telecommunications Company Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 10 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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