2848 Subtle Ln, Fairfax, VA 22031 Property Records

Fairfax County property record for 2848 Subtle Ln, Fairfax, VA 22031

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,500 sqft · built 1971
Lot Size	0.372 acres (16,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,040,000 (Jun 2024)
Tax Bill	$11,561 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0482-20-0015`

Property Details

APN / Parcel Number

Primary APN	`0482-20-0015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,574 sqft
Basement Area	522 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	16,207 sqft (0.372 acres)
View / Lot	Buildable
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	178 sqft
Deck Area	130 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2848 SUBTLE LN
City	FAIRFAX
State	VA
Zip	22031-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	120
Legal Description	HIDEAWAY PARK LT 15 SEC 3
Legal Subdivision	HIDEAWAY PARK
Legal Block	1
Legal Lot Number	15
Jurisdiction	FAIRFAX VA
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	461604

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Washington Aqueduct listed 1973 · 8 contributing resources · National Historic Landmark (designated 1973) · NRIS 73002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fairfax County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Aug 21, 2023	Gift Deed, Transfer
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit APPLE FCU
Nov 24, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	202424537
Deed Book / Page	28147 / 184
Prior Transfer Date	Apr 24, 2024
Prior Transfer Doc	0017783001
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435

Mortgage

Document Number	0004684001
Date	Jan 28, 2026
Book Page	28597/665
Instrument	2026004684.001

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

August 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FAIRFAX VA
Recording Date	Aug 21, 2023
Property Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435
Document Number	0038715001
Book / Page	27976 / 1289
Map Reference	MB 3416 PG 278
Instrument Date	Aug 17, 2023
Instrument	2023038715.001
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026885001
Date	Mar 30, 2022
Book Page	27603/1890
Instrument	2022026885.001

Lender

Name	APPLE FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Nov 24, 2020
Property Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435
Document Number	26687/1274
Book / Page	26687 / 1274
Map Reference	MB 3416 PG 278
Instrument Date	Nov 17, 2020
Instrument	2020148679.001
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	COBALT SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2848 SUBTLE LN, FAIRFAX, VA 22031-1435

Mortgage

Document Number	266871276
Date	Nov 24, 2020
Instrument	26687/1276

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,561.00 (+11.04%)	$947,350 (+19.51%) Land $368,000 Building $579,350	$947,350 (+19.51%) Land $368,000 Building $579,350
2024	$10,412.00 (+10.36%)
2023	$9,435.00	$792,700 Land $338,000 Building $454,700	$792,700 Land $338,000 Building $454,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Utah Broadband.

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