2848 State Rte 260, Overgaard, AZ 85933 Property Records

Navajo County property record for 2848 State Rte 260, Overgaard, AZ 85933

Property Summary

Property Type	Commercial
Details	288 sqft · built 2008
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Aug 2018)
Tax Bill	$1,403 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-15-034`

Property Details

APN / Parcel Number

Primary APN	`206-15-034`

Interior

Stories	1 Story
Building Area	288 sqft Total Area
1st Floor Area	288 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	28,750 sqft (0.66 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2848 STATE ROUTE 260
City	OVERGAARD
State	AZ
Zip	85933-5385
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-R
Legal Description	SECTION 29,T12N,R17E:BEG COR#7, HES 460; TH N64DG2315 E 274.3;T H S25DG3645 E 59.76TPOB; TH S25DG3645 E 149.45;TH N63DG3815 E 207.36 TO WLY R/W HWY; TH ALG R/W N31DG4621 W 150.09;TH S63D G3815 W 191.24TPOB
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	HES #460
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2026
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15814 N 41ST PL, PHOENIX, AZ 85032-4110
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2018 · Amount on Record
Deed Sale	Aug 17, 2018 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	201813422
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Aug 17, 2018
Property Address	2848 STATE ROUTE 260, OVERGAARD, AZ 85933-5385
Document Number	0000013422
Instrument Date	Jul 23, 2018
Instrument	13422
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15814 N 41ST PL PHOENIX AZ 850324110, PHOENIX, AZ 85032-4110

Mortgage

Document Number	13423
Date	Aug 17, 2018
Instrument	13423

Lender

Name	CHERYL A SPANFELNER
Address	PO BOX 63, OVERGAARD, AZ 85933-0063
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$103,199 (+11.24%) Land $35,398 Building $67,801
2025	$1,403.00 (-1.96%)	$16,699 Land $5,310 Building $11,389	$92,772 Land $29,498 Building $63,274
2023	$1,431.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 75% of Arizona
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000

May also be available: Conexon Connect.

Cell Coverage

5G (outdoors only) and 4G LTE

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