2848 Sleeping Bear Rd, Montrose, CO 81401 Property Records

Montrose County property record for 2848 Sleeping Bear Rd, Montrose, CO 81401

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,809 sqft · built 2017
Lot Size	0.376 acres (16,392 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Jul 2025)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3993-032-37-001`

Property Details

APN / Parcel Number

Primary APN	`3993-032-37-001`
Alternative APN	`R0025063`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,809 sqft Heated Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,392 sqft (0.376 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0025063
Street Address	2848 SLEEPING BEAR RD
City	MONTROSE
State	CO
Zip	81401-9849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: ROVITO AMENDED PLAT LOT: 1 S: 3 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	03
Legal Subdivision	ROVITO AMENDED PLAT
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	2
Census Block	2027
Census Tract	966502

Owner

2848 Sleeping Bear Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Montrose County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
May 17, 2022	Special Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit TIMBERLINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025 · Amount on File
Deed Sale	Jul 9, 2025 · Amount on File
Prior Sale	Jul 31, 2023 · Amount on File
Deed Document Number	2025982707
Record Updated	Jun 8, 2026

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Jul 31, 2023
Property Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849
Document Number	0000964199
Map Reference	DOC 926832
Instrument Date	Jul 28, 2023
Instrument	964199
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849

Mortgage

Document Number	0000964200
Date	Jul 31, 2023
Instrument	964200

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	May 17, 2022
Property Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849
Document Number	0000950777
Map Reference	DOC 926832
Instrument Date	May 16, 2022
Instrument	950777
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849

Mortgage

Document Number	0000950778
Date	May 17, 2022
Instrument	950778

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 SLEEPING BEAR RD, MONTROSE, CO 81401-9849

Mortgage

Document Number	0000946002
Date	Jan 20, 2022
Instrument	946002

Lender

Name	TIMBERLINE BANK
Type	Bank
Address	RICHFIELD, UT 84701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 13, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2848 Sleeping Bear Rd was $3,358, up 1.9% from the year before.

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00 (+1.94%)	$51,190 (+11.99%)	$725,990 Land $70,000 Building $655,990
2024	$3,294.00 (+4.6%)	$45,710 (-10.79%) Land $4,650 Building $41,060
2023	$3,149.00	$51,240 Land $5,210 Building $46,030	$682,300 Land $69,410 Building $612,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2848 Sleeping Bear Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2848 Sleeping Bear Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Clearnetworx.

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