Pinellas County property record for 2848 Paddock Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,764 sqft · built 1982 |
| Lot Size | 0.272 acres (11,827 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,000 (Aug 2015) |
| Tax Bill | $4,041 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-5030-5 |
| Primary APN | C62-000-758-5030-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 2,490 sqft |
| 1st Floor Area | 1,764 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,827 sqft (0.272 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 349 sqft |
| Deck Area | 380 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R44024 |
|---|---|
| Street Address | 2848 PADDOCK DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUSTIC OAKS 1ST ADD LOT 95 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | RUSTIC OAKS 1ST ADD |
| Legal Tract | 77642 |
| Legal Lot Number | 95 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 27331 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2848 PADDOCK DR, PALM HARBOR, FL 34684-3241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Dec 23, 2017 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2015 · Amount on Record |
| Deed Sale | Aug 19, 2015 · Amount on Record |
| Prior Sale | Jun 14, 2006 · Amount on Record |
| Deed Document Number | 2015235721 |
| Deed Book / Page | 18890 / 1212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2848 PADDOCK DR, PALM HARBOR, FL 34684-3241 |
| Document Number | 0210101997 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2848 PADDOCK DR PALM HARBOR FL 346843241, PALM HARBOR, FL 34684-3241 |
| Document Number | 0210101997 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 021010/001997 |
| Instrument | 158464 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2848 PADDOCK DR, PALM HARBOR, FL 34684-3241 |
| Document Number | 0199001917 |
| Book / Page | 019900 / 001917 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2848 PADDOCK DR PALM HARBOR FL 346843241, PALM HARBOR, FL 34684-3241 |
| Document Number | 0199001917 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 019900/001917 |
| Instrument | 5346 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34697 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 4, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,041.00 (+5.81%) Homeowner's exemption | $256,220 (+5.99%) | $497,990 (+5.53%) Land $162,558 Building $335,432 |
| 2024 | $3,819.00 (+1.68%) | ||
| 2023 | $3,756.00 (+3.05%) Homeowner's exemption | $241,747 (+3%) | $471,910 (+25.34%) Land $200,766 Building $271,144 |
| 2022 | $3,645.00 Homeowner's exemption | $234,706 | $376,490 Land $189,491 Building $186,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures