2848 Orchard Tree Ln, Toledo, OH 43617 Property Records

Lucas County property record for 2848 Orchard Tree Ln, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,510 sqft · built 1989
Lot Size	0.348 acres (15,200 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (May 2022)
Tax Bill	$8,826 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-20507`

Property Details

APN / Parcel Number

Primary APN	`79-20507`
Alternative APN	`30323002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,510 sqft Living Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,166 sqft
Basement Area	657 sqft

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Slab (Mat/Raft)
Lot Area	15,200 sqft (0.348 acres)
Lot Dimensions	152 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	559 sqft
Parking Spaces	2 Parking Spaces
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2848 ORCHARD TREE LN
City	TOLEDO
State	OH
Zip	43617-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	SPRING FOREST PLAT THREE LOT 52
Legal Subdivision	SPRING FOREST PLAT THREE
Legal Tract	92
Legal Lot Number	52
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	3
Census Block	3004
Census Tract	9205

Owner

2848 Orchard Tree Ln is owned and occupied by an individual who bought it in May 2022.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2848 ORCHARD TREE LN, TOLEDO, OH 43617-2308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on File
Deed Sale	May 20, 2022 · Amount on File
Prior Sale	Feb 3, 2014
Deed Document Number	202205200023242
Record Updated	Jun 8, 2026

May 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	LUCAS OH
Recording Date	May 20, 2022
Property Address	2848 ORCHARD TREE LN, TOLEDO, OH 43617-2308
Document Number	0000023242
Map Reference	VOL 121 PG 83
Instrument Date	May 17, 2022
Instrument	202205200023242
Transaction Type	Transfer
Record Updated	Jun 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2848 ORCHARD TREE LN, TOLEDO, OH 43617-2308

Mortgage

Document Number	0000023243
Date	May 20, 2022
Instrument	202205200023243

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.02%

Tax Assessment & Valuation

The 2025 property tax bill for 2848 Orchard Tree Ln was $8,826, up 5.6% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,826.00 (+5.62%)	$131,705 (-) Land $20,160 Building $111,545
2024	$8,356.00 (-1.95%)	$131,705 (+17.3%) Land $20,160 Building $111,545	$376,300 Land $57,600 Building $318,700
2023	$8,522.00 (-0.06%)	$112,280 (-) Land $19,635 Building $92,645
2022	$8,527.00 Homeowner's exemption	$112,280 Land $19,635 Building $92,645
2021			$320,800 Land $56,100 Building $264,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2848 Orchard Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2848 Orchard Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, Spectrum.

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