2848 Olean St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 2848 Olean St, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,140 sqft · built 2018
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$170,000 (Sep 2019)
Tax Bill$7,768 (2025)
Deeds & MortgagesNov 2020 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.49-1-82.1

Property Details

APN / Parcel Number

Primary APN421500 48.49-1-82.1

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,140 sqft Living Area
1st Floor Area574 sqft
2nd Floor Area566 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions156 ft deep x 56 ft wide
Garage TypeAttached
Garage Area322 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2848 OLEAN ST
CitySCHENECTADY
StateNY
Zip12306-2440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number82.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3008
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 48.49-1-82.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2848 OLEAN ST, SCHENECTADY, NY 12306-2440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Sep 24, 2019Warranty Deed, Transfer · FHA Mortgage
SEFCU MORTGAGE SERVICES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2019 · Amount on Record
Deed SaleSep 24, 2019 · Amount on Record
Deed Document Number201942654
Deed Book / Page2020 / 658
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2848 OLEAN ST, SCHENECTADY, NY 12306-2440
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFORD AND REALE TTL SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 OLEAN ST, SCHENECTADY, NY 12306-2440

Mortgage

Document Number0000034558
DateNov 06, 2020
Book Page5037/420
Instrument202034558
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 01, 2035

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateSep 24, 2019
Property Address2848 OLEAN ST, SCHENECTADY, NY 12306-2440
Document Number0000042654
Book / Page2020 / 658
Map ReferenceCAB N MAP 362
Instrument DateAug 08, 2019
Instrument201942654
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address90 W CAMPBELL RD, 90, SCHENECTADY, NY 12306-6886

Transferred To (Grantee/Buyer)

NameVerified Name
Address11 WILLOW ST, CASTLETON ON HUDSON, NY 12033-1522

Mortgage

Document Number0000042656
DateSep 24, 2019
Instrument201942656
Lender
NameSEFCU MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,768.00 (+3.75%)$163,000 (-) Land $10,900 Building $152,100$269,912 (+30.82%) Land $18,049 Building $251,863
2023$163,000 (-) Land $10,900 Building $152,100$206,329 (+3.8%) Land $13,797 Building $192,532
2022$163,000 Land $10,900 Building $152,100$198,780 Land $13,293 Building $185,487
2021$7,487.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 260 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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