2848 Elm St, Cayce, SC 29033 Property Records

Lexington County property record for 2848 Elm St, Cayce, SC 29033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,294 sqft · built 1980
Lot Size0.258 acres (11,250 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJun 2023 Mortgage
Feb 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN005721-04-013

Property Details

APN / Parcel Number

Primary APN005721-04-013
Alternative APN
  • 0572104013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,294 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Construction TypeBrick
Lot Area11,250 sqft (0.258 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2848 ELM ST
CityCAYCE
StateSC
Zip29033-2837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionGRANBY TERR LOT 13 BLK 3
Legal Block3
Legal Lot Number13
JurisdictionLEXINGTON SC
Township / Civil DivisionWEST COLUMBIA-CAYCE
Census Block Group1
Census Block1050
Census Tract20100

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2848 ELM ST, CAYCE, SC 29033-2837
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Deed of Trust, Mortgage · FHA Mortgage
JPMORGAN CHASE BANK NA
Feb 16, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
JPMORGAN CHASE BANK NA
May 3, 2018Loan Modification, Mortgage · FHA Mortgage
JP MORGAN CHASE BK
Apr 13, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address2848 ELM ST, CAYCE, SC 29033-2837
Transaction TypeMortgage
Record UpdatedJun 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 ELM ST, CAYCE, SC 29033-2837

Mortgage

Document Number2106003273
DateJun 8, 2023
Book Page21060/3273
Instrument2023019635
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term299 Months
DueMay 1, 2048

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address2848 ELM ST, CAYCE, SC 29033-2837
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 ELM ST, CAYCE, SC 29033-2837

Mortgage

Document Number2099301391
DateFeb 16, 2022
Book Page20993/1391
Instrument2022007364
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressMONROE, LA 71203
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term315 Months
DueMay 1, 2048

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLEXINGTON SC
Property Address2848 ELM ST, CAYCE, SC 29033-2837
Document Number1999300202
Instrument DateMay 3, 2018
Transaction TypeMortgage
Record UpdatedMay 28, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 ELM ST CAYCE SC 290332837, CAYCE, SC 29033-2837

Mortgage

Document Number1999300202
DateMay 9, 2018
Book Page019993/000202
Instrument20245
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 8, 2048

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEXINGTON SC
Property Address2848 ELM ST, CAYCE, SC 29033-2837
Document Number1999300197
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 ELM ST CAYCE SC 290332837, CAYCE, SC 29033-2837

Mortgage

Document Number1999300197
DateMay 9, 2018
Book Page019993/000197
Instrument20244
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
Term360 Months
DueMay 8, 2048

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyLexington County
MunicipalityCayce City
Unified School DistrictLexington School District 2 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$2,162 (-) Land $560 Building $1,602$54,058 (-) Land $14,000 Building $40,058
2023$2,162 Land $560 Building $1,602$54,058 Land $14,000 Building $40,058

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimJul 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAYCE
serves 17,460 people · EPA ID SC3210003
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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