2848 Congress Dr, Kokomo, IN 46902 Property Records

Howard County property record for 2848 Congress Dr, Kokomo, IN 46902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,781 sqft · built 2002
Lot Size	0.362 acres (15,769 sqft)
Owner	Individual Name on File
Last Sale	$357,700 (Mar 2025)
Tax Bill	$2,896 (2024)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-09-11-382-011.000-002`

Property Details

APN / Parcel Number

Primary APN	`34-09-11-382-011.000-002`
Alternative APN	`00001044131`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,781 sqft Living Area
Gross Area	3,241 sqft
1st Floor Area	2,781 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2848 CONGRESS DR
City	KOKOMO
State	IN
Zip	46902-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBROOK S/D SEC 12 LOT 212 0.36 AC
Legal Subdivision	WESTBROOK SUB
Legal Lot Number	212
Jurisdiction	HOWARD IN
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4015
Census Tract	800

Owner

2848 Congress Dr is owned and occupied by an individual who bought it in March 2025.

Source: Howard County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2848 CONGRESS DR, KOKOMO, IN 46902-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Prior Sale	Sep 18, 2023 · Amount on File
Deed Document Number	20254810
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IN
Recording Date	Jun 30, 2026
Property Address	2848 CONGRESS DR, KOKOMO, IN 46902-3043
Document Number	0000010446
Instrument Date	Jun 24, 2026
Instrument	202610446
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2848 CONGRESS DR, KOKOMO, IN 46902-3043

Mortgage

Document Number	0000010446,
Date	Jun 30, 2026
Instrument	202610446

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Howard County
County Subdivision	Center Township
Municipality	Kokomo City
Unified School District	Kokomo School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$324,100 Land $34,000 Building $290,100	$324,100 Land $34,000 Building $290,100
2024	$2,896.00
2023		$268,600 (+4.43%) Land $37,800 Building $230,800	$268,600 (+4.43%) Land $37,800 Building $230,800
2022	$2,594.00 Homeowner's exemption	$257,200 Land $37,800 Building $219,400	$257,200 Land $37,800 Building $219,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2848 Congress Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2848 Congress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - KOKOMO private · serves 59,313 people · EPA ID IN5234007
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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