2848 Beachwood Dr, Merced, CA 95348 Property Records

Merced County property record for 2848 Beachwood Dr, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 996 sqft · built 1947
Lot Size0.214 acres (9,310 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jun 2023)
Tax Bill$3,565 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jun 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN057-251-024-000

Property Details

APN / Parcel Number

Primary APN057-251-024-000
Alternative APN
  • 057-251-024

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area9,310 sqft (0.214 acres)
PorchPorch
Porch Area154 sqft
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number057-251-024
Street Address2848 BEACHWOOD DR
CityMERCED
StateCA
Zip95348-3613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionAIR HM SITES LOT 13
Legal SubdivisionAIR HOME SITES
Legal Lot Number13
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1001
Census Tract903

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2848 BEACHWOOD DR, MERCED, CA 95348-3613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 28, 2023Grant Deed, Transfer · FHA Mortgage
TRUSTED RATE INC
May 11, 2021Grant Deed, Transfer · Conventional Mortgage
UMPQUA BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2023 · Amount on Record
Deed SaleJun 28, 2023 · Amount on Record
Prior SaleMay 11, 2021 · Amount on Record
Deed Document Number202314633
Prior Transfer DateMay 5, 2009
Prior Transfer Doc0000023446
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2848 BEACHWOOD DR, MERCED, CA 95348-3613
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 BEACHWOOD DR, MERCED, CA 95348-3613

Mortgage

Document Number0000003354
DateFeb 11, 2026
Instrument2026003354
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 28, 2023
Property Address2848 BEACHWOOD DR, MERCED, CA 95348-3613
Document Number0000014633
Map ReferenceMB 10 PG 50
Instrument DateMay 12, 2023
Instrument2023014633
Transaction TypeTransfer
Record UpdatedJul 24, 2023
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2848 BEACHWOOD DR, MERCED, CA 95348-3613

Mortgage

Document Number0000014634
DateJun 28, 2023
Instrument2023014634
Lender
NameTRUSTED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 11, 2021
Property Address2848 BEACHWOOD DR, MERCED, CA 95348-3613
Document Number0000021291
Map ReferenceMB 10 PG 50
Instrument DateMay 3, 2021
Instrument2021021291
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 BEACHWOOD DR, MERCED, CA 95348-3613

Mortgage

Document Number0000021292
DateMay 11, 2021
Instrument2021021292
Lender
NameUMPQUA BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$323,667 (+2%) Land $79,590 Building $244,077
2025$3,565.00 (+31.65%)$317,322 (+24.74%) Land $78,030 Building $239,292
2023$2,708.00 (+1.39%) Homeowner's exemption$254,377 Land $62,424 Building $191,953
2022$2,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Nearby Flood Policies67 in force
Nearby Flood Claims17 (2006–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 14 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Apr 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAL AM - MEADOWBROOK
private · serves 5,723 people · EPA ID CA2410008
Water SourceGroundwater
Last State InspectionAug 2022
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ayera Technologies
Fixed Wireless
1,000 / 500
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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